Showing results for 'FCA' in all areas
184 Articles | 43 Magazines | 0 Research | 0 Whitepapers

The Bank of England’s strategy for innovation in payments

31 Jul 24 @ 11:32

As the global financial landscape evolves, the Bank of England (BoE) has released a discussion paper outlining its approach to innovation in money and payments. This comprehensive strategy emphasizes the... read more

57% of businesses expect to never be fully cashless

30 Apr 24 @ 18:08

Cash is here to stay, with nearly 6-in-10 businesses (57%) expecting to never be entirely cashless despite the widespread adoption of electronic, card and mobile payments. According to The Cash... read more

The smart ecosystem: Smart and smarter wallets

15 Apr 24 @ 17:03

Jamie Smith, commenting on Vitalik Buterin’s “proof of personhood” discussions (which serve to highlight the central importance of digital identity in the new economy), notes that innovation is “so often... read more

Persistent challenges: the hindrance of legacy systems in reconciliation

10 Apr 24 @ 16:08

In the past manual reconciliation processes have sufficed but placing heavy reliance on such can lead to inefficiency. Currently, 84% of UK and US payment firms rely heavily on manual... read more

American Express launch BNPL service Plan It

27 Feb 24 @ 16:11

American Express is set to launch a BNPL product dubbed ‘Plan It’ for the UK market. Plan It, as per other BNPL products, allows credit cardholders to pay off purchases, or... read more

Half of UK adults use BNPL – government delays plan to regulate

07 Feb 24 @ 18:28

An increasing number of UK consumers are using buy now pay later (BNPL) services despite the government being unlikely to introduce planned regulation to the sector. Such legislation would give... read more

UK businesses able to measure effectiveness of Open Banking

01 Feb 24 @ 18:21

Open Banking could save businesses time and money, while streamlining your operations – on average it can save 150 hours of operational time each year. That’s according to new Payit... read more

Robinhood trading app launches in UK

30 Nov 23 @ 14:41

Robinhood, the online investments app, has announced it ready to attempt a second launch of its platform in the UK. The company is taking on waiting list clients and will... read more

UK makes ruling on stablecoins for the “real economy”

07 Nov 23 @ 10:00

The Bank of England (BoE) and Financial Conduct Authority (FCA) have set out proposals that aims to bring stablecoins as a payment option for goods and services in the real... read more

ADYEN GRANTED UK BANKING AUTHORISATION

24 Oct 23 @ 08:35

Adyen has announced that its UK branch has been granted authorisation as a UK bank. This is granted by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA)... read more

The burgeoning growth of chargebacks

16 Oct 23 @ 17:17

Around the world we’ve experienced rapidly changing dynamics over the last few years. There’s been large-scale transformation to the workforce and global supply chains, along with the emergence of new... read more

Class-action lawsuit accuses PayPal of anticompetitive pricing

06 Oct 23 @ 11:49

Consumers have filed a class-action lawsuit against Venmo and PayPal, alleging it enacts illegally anticompetitive policies through its anti-steering rules that ultimately lead to millions of consumers paying excess charges annually,... read more

Revolut faces further regulatory scrutiny in UK

02 Oct 23 @ 15:53

Its never a good look for a company hoping to be granted a UK banking licence to be hauled up by two of the most prominent regulatory bodies for separate... read more

Identify yourself – why Self-Sovereign ID (SSI) is the future of verification

26 Sep 23 @ 15:35

While corporations and governments tout the advantages of digital ID to simplify access to digital services, consumer concerns about privacy and control of data are surging. Self-sovereign ID (SSI) –... read more

The future of UK payments: What’s on the horizon?

07 Sep 23 @ 16:52

This article, originally published by B&B, intends to summarise the latest UK payments regulatory developments with regard to recent updates; the Future Regulatory Framework Review, the Financial Services Future Regulatory... read more

Adyen granted UK banking authorisation

07 Sep 23 @ 09:14

Adyen has announced that its UK branch has been granted authorisation as a UK bank. This is granted by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA)... read more

As uncertainty grows, SMEs should seek reliable, quality payment partners

06 Sep 23 @ 16:01

An upcoming webinar from Freemarket  on 27th September, 2023 at 2:30PM UK time will discuss recent growth in cross-border e-commerce and how this gives Small and Medium Enterprises (SMEs) great... read more

UK Travel Rule goes live: This is what it means

05 Sep 23 @ 10:36

The United Kingdom’s Travel Rule obligations have gone live. Furthermore, the Joint Money Laundering Steering Group (JMLSG) has just published its Travel Rule industry guidance, which will provide firms with greater... read more

Tool up: can Data Analytics make a difference?

30 Aug 23 @ 16:25

In our ongoing quest to get behind the hype, we consider Data Analytics and how much of a benefit this gives banks, service providers and retailers when it comes to... read more

How cost-of-living crisis has hit card spending

15 Aug 23 @ 12:50

The cost-of-living crisis in the UK has hit consumers hard, with a majority saying they expect their financial situation to worsen over the next twelve months, and the number of... read more

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UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more