07 May 26 @ 16:30

The UK’s Financial Conduct Authority has opened a competition investigation into PayPal, Mastercard and Visa, examining whether commercial arrangements linked to PayPal’s digital wallet may have restricted competition in the... read more

21 Apr 26 @ 14:34

The Financial Conduct Authority has set out an ambitious vision for open finance, arguing that consumers and businesses should have far greater control over how their financial data is shared... read more

10 Sep 25 @ 15:11

Contactless card payments in the UK may soon lose their ceiling altogether, with the Financial Conduct Authority (FCA) proposing that banks and payment providers be given discretion to raise—or remove—the... read more

18 Jul 25 @ 12:35

The Financial Conduct Authority (FCA) has unveiled long-anticipated plans to bring Buy Now, Pay Later (BNPL) products under formal regulatory supervision from July 2026. The move is set to introduce... read more

19 May 25 @ 10:09

The UK government has unveiled long-anticipated legislation that will bring the booming “buy now, pay later” (BNPL) sector under the supervision of the Financial Conduct Authority (FCA), signalling a landmark... read more

08 May 25 @ 17:39

The UK’s Payment Systems Regulator (PSR) has entered 2025 amid a confluence of regulatory upheaval, market scrutiny, and structural transformation. As its tenth anniversary approaches, the PSR finds itself both... read more

11 Dec 24 @ 11:21

The UK’s Financial Conduct Authority (FCA) has unveiled a long-awaited consultation on safeguarding requirements for UK payments firms, setting the stage for substantial regulatory shifts in the industry. While the... read more

07 Oct 24 @ 16:06

The Financial Conduct Authority (FCA) is moving forward with significant changes to the safeguarding regime for Payment and E-Money Firms. On 25 September 2024, the FCA published a detailed consultation... read more

06 Oct 22 @ 16:15

Businesses are in danger of failing to embrace the opportunity that the upcoming Consumer Duty regulation presents and may not be compliant due to a failure to prepare. New research... read more

22 Apr 22 @ 10:50

In early March of 2022 the UK’s Financial Conduct Authority (FCA) released warning on illegal crypto ATMs operating in the UK – but why? In the warning the FCA noted... read more

20 Jan 22 @ 17:17

In an update to its 2018 strategic review of retail banking, the FCA found that, while still strong, there are signs large banks’ historic advantages are starting to weaken, driven... read more

14 Dec 21 @ 15:14

The UK Financial Conduct Authority (FCA) has recently published its policy statement PS21/19 which sets out amendments to the UK SCA-RTS. The Policy Statement sets out final rule changes, as... read more

06 May 20 @ 12:20

The UK’s Financial Conduct Authority (FCA) has delayed the implementation of Strong Customer Authentication (SCA). This is the second delay is has authorised. Last year, the FCA extended the deadline... read more

14 Nov 19 @ 09:23

Compliance with the FCA’s recent guidance on safeguarding customer funds must be adhered to fully by Non-Bank Institutions(NBIs) – because it’s good for business, and essential to protecting and enhancing... read more

07 Aug 19 @ 11:49

After intense lobbying from cross industry parties throughout Europe, the UK’s Financial Conduct Authority has agreed to delay EU mandated SCA payments regulations by more than 18 months, after warnings... read more

01 Jul 19 @ 05:39

As powerful cross industry groups piled on the pressure, the UK’s Financial Conduct Authority (FCA) has published its response to the European Banking Authority’s Opinion on Strong Customer Authentication (SCA) under... read more

30 Oct 18 @ 12:58

The FCA says it is looking at a potential ban on the sale of cryptocurrency derivatives based on cryptocurrencies such as Bitcoin, in a move that would make it the... read more

01 Oct 18 @ 10:11

The UK’s financial regulator (FCA) has issued Tesco bank with a £16.4 million penalty over an online cyber incident that occurred two years ago, the first fine the FCA has... read more

05 Sep 18 @ 14:33

On 1 August 2018, the Financial Conduct Authority (“FCA”) published Consultation Paper 18/21 on ‘General Standards and Communication Rules for the Payment Services and E-Money Sectors’. The consultation closes on... read more

17 Jul 18 @ 09:58

UK regulators are starting to give cryptocurrencies and associated crypto assets their seal of approval. This is significant, not least because it goes against the prevailing wisdom among policymakers around the world... read more