13 Oct 25 @ 12:39

Contactless card payments in the UK may soon lose their ceiling altogether, with the Financial Conduct Authority (FCA) proposing that banks and payment providers be given discretion to raise—or remove—the... read more

15 Jun 20 @ 03:00

The UK’s Financial Conduct Authority (FCA) has delayed the implementation of Strong Customer Authentication (SCA). This is the second delay it has authorised. Last year, the FCA extended the deadline... read more

06 Aug 19 @ 11:31

As powerful cross industry groups piled on the pressure, the UK’s Financial Conduct Authority (FCA) has published its response to the European Banking Authority’s Opinion on Strong Customer Authentication (SCA)... read more

01 Feb 18 @ 09:48

UK card issuers may have to pay up to 14 times more than originally thought to help customers in persistent credit card debt. The Financial Conduct Authority (FCA) has significantly... read more

08 Jun 17 @ 12:44

The UK Financial Conduct Authority (FCA) is proposing new rules to help customers who are in persistent credit card debt. This follows a 2016 study of the UK credit card... read more

08 Jun 17 @ 11:50

The UK Financial Conduct Authority (FCA) has set out measures to tackle fraud on contactless cards which have been reported lost or stolen. In a letter to the treasury select committee,... read more

26 Sep 13 @ 12:25

Paul Asare-Archer is head of compliance at Telefonica Financial Services UK, and money laundering reporting officer at Telefonica UK. Paul Asare-Archer has an MBA and a law degree and 13... read more

13 Oct 25 @ 13:43

Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic... read more

13 Oct 25 @ 13:42

Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest... read more

10 Dec 24 @ 10:18

The UK is at a pivotal moment in terms of fintech. Regulation, reputation, growth and investment are under the spotlight, and happily so. These are not mutually exclusive. The powers... read more

22 Oct 24 @ 13:55

In an unusual about-turn, the UK’s Payment Systems Regulator (PSR) issued a statement in September 2024 confirming the implementation date for the Authorised Push Payments (APP) scam protections to come... read more

14 Aug 24 @ 08:49

A lot has been happening in the realm of Buy Now Pay Later (BNPL) and depending who you ask, latest developments are either surefire affirmation that the shopping phenomenon is... read more

24 Oct 23 @ 08:35

Adyen has announced that its UK branch has been granted authorisation as a UK bank. This is granted by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA)... read more

06 Jun 23 @ 13:02

While corporations and governments tout the advantages of digital ID to simplify access to digital services, consumer concerns about privacy and control of data are surging. Self-sovereign ID (SSI) –... read more

06 Jun 23 @ 12:58

The cost-of-living crisis in the UK has hit consumers hard, with a majority saying they expect their financial situation to worsen over the next twelve months, and the number of... read more

05 Apr 23 @ 10:13

In our ongoing quest to get behind the hype, we consider Data Analytics and how much of a benefit this gives banks, service providers and retailers when it comes to... read more

05 Apr 23 @ 09:59

Recent news that Millennials are using notes and coins to help them budget explains why cash use rose last year – especially in the UK – according to our annual... read more

16 Feb 23 @ 16:21

We may be in the middle of a crypto winter, and digital assets might have lost two-thirds of their value. But that’s not stopping regulators preparing for a future crypto... read more

29 Dec 22 @ 04:08

The news that Venmo has been added by Amazon as a payment method feels like a watershed moment. For years, industry chat has talked about the potential for payments that... read more

24 Oct 22 @ 10:30

ING has announced, following the closure of the Yolt cashbook app last year, to phase out its Yolt business-to-business Open Banking activities as well. This was reported by the bank... read more