Showing results for 'FCA' in all areas
188 Articles | 43 Magazines | 0 Research | 0 Whitepapers

UK Government moves to future-proof payments regulation

27 Apr 26 @ 12:54

The UK Government has set out a broad package of payments reforms designed to prepare the sector for stablecoins, tokenised deposits, Open Banking and AI-driven transactions. The move reflects a... read more

Regulators confront AI-driven cyber risk after Anthropic warning

16 Apr 26 @ 11:45

British regulators are moving quickly to assess the implications of Anthropic’s new AI model, Claude Mythos Preview, after reports that the system has identified thousands of serious software vulnerabilities across... read more

PSR sets out 2026/27 agenda

29 Mar 26 @ 18:28

The Payments Systems Regulator sets out 2026/27 agenda with card fees, APP fraud and Open Banking in its sights. The UK’s payments industry faces another year of heavy regulatory intervention... read more

UK fintech industry warns BofE Regulations hurt innovation

08 Mar 26 @ 13:03

Innovate Finance has sharply criticised proposed stablecoin regulations from the Bank of England, arguing that the framework risks undermining the development of a competitive sterling-based stablecoin market. In a response... read more

ETC Mining and the anatomy of a crypto scam

02 Mar 26 @ 11:25

Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the proposition appeared straightforward: a cloud... read more

UK payments industry pushes back against stablecoin restraints

22 Jan 26 @ 16:50

The UK payments industry is sharpening its critique of the country’s approach to stablecoins, arguing that regulatory caution is slipping into competitive self-harm. In a new manifesto, The Payments Association... read more

Ripple secures EMI licence and UK regulatory green light

16 Jan 26 @ 13:20

Ripple has taken a significant step in its European expansion after securing both an Electronic Money Institution (EMI) licence and cryptoasset registration from the UK’s Financial Conduct Authority. The approvals... read more

Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

A2A pushes into the mainstream as Pay by Bank comes of age

09 Dec 25 @ 13:22

A2A payments have long promised to rebalance the economics of digital commerce. This year, their ascent has begun to look less like a thought experiment and more like a structural... read more

AI and machine learning in fraud detection: Staying ahead of threats

04 Dec 25 @ 14:07

Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest... read more

The future of digital wallets: Consolidation or diversification?

03 Dec 25 @ 16:19

Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic... read more

Kraken’s Krak Card aims to pull crypto further into the mainstream

25 Nov 25 @ 17:52

Kraken is making its boldest push yet to position crypto as a viable everyday financial rail, unveiling a series of upgrades to its Krak app that take direct aim at... read more

Klarna targets UK banks with debit card and digital wallet

16 Oct 25 @ 19:54

Klarna is taking aim at the UK’s retail banking sector with the launch of a digital wallet and debit card — its most direct challenge yet to traditional banks’ dominance... read more

THE FUTURE OF DIGITAL WALLETS: CONSOLIDATION OR DIVERSIFICATION?

13 Oct 25 @ 13:43

Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic... read more

AI AND MACHINE LEARNING IN FRAUD DETECTION: STAYING AHEAD OF THREATS

13 Oct 25 @ 13:42

Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest... read more

UK BNPL regulation: What merchants need to know

22 Aug 25 @ 10:07

Buy Now, Pay Later (BNPL) has become a fixture of the British retail landscape. Once a niche payment option, it is now a mainstream tool for shoppers who want flexibility... read more

UK money mule surge highlights fraud as national security threat

20 Aug 25 @ 14:05

The UK’s financial watchdog has sounded the alarm over a sharp rise in so-called money mule activity, underscoring the scale of financial crime now coursing through the payments system. More... read more

UK fintech investment slips to $7.2bn in H1 2025 as market cools

11 Aug 25 @ 13:43

UK fintech investment reached $7.2 billion in H1 2025, a 5% decline on the $7.6 billion recorded in the same period last year, according to KPMG’s latest Pulse of Fintech... read more

BCP Technologies launches rare tGBP stablecoin

04 Jun 25 @ 10:55

BCP Technologies, a UK-based crypto asset service provider registered with the Financial Conduct Authority (FCA), has launched a new pound-backed stablecoin, Tokenised GBP (tGBP), in a move that may signal... read more

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Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more

Global Banks set ground rules for Agentic Commerce as Fraud and Liability risks rise

27 Sep 26 @ 18:53

Six major banks have joined forces to establish principles for trusted agentic commerce, warning that the rapid adoption of AI shopping agents could outpace exi... more

UK Banks complete first live transactions using Tokenised Deposits

27 Sep 26 @ 18:52

Seven major UK financial institutions have completed the first live customer transactions using tokenised sterling deposits, marking an important step in Britai... more