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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

Agentic AI and Quantum Risk reshape the future of identity fraud

13 Jan 26 @ 14:04

AU10TIX has issued a stark warning to the global payments and digital identity ecosystem: fraud is no longer episodic, reactive or human-led. According to its Signals for 2026 special edition,... read more

Global Payments bets on scale as FIS doubles down on Issuing

13 Jan 26 @ 13:47

Global Payments has completed a long-anticipated strategic reset, finalising the acquisition of Worldpay while divesting its Issuer Solutions business to FIS. Together, the transactions reshape the competitive landscape of global... read more

Why tokenised deposits are stealing stablecoins buzz

12 Jan 26 @ 22:32

The centre of gravity in on-chain money is shifting, after two years in which stablecoins dominated discussion, volumes and investor attention. 2026 is shaping up as the year when tokenised... read more

Trump proposes credit card rate cap

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a long-running debate about... read more

Copilot Checkout signals Microsoft’s push into agentic commerce

12 Jan 26 @ 17:59

Microsoft has taken a decisive step towards embedding agentic commerce directly into generative AI, partnering with PayPal, Stripe and Shopify to launch Copilot Checkout. The initiative allows shoppers to complete... read more

Bank fraud surges into 2026 as criminals exploit structural weaknesses

09 Jan 26 @ 10:49

Bank-related fraud is beginning the new year on an alarming trajectory, with fresh evidence showing that financial crime continues to migrate towards high-value, high-frequency payment channels. Bank account fraud now... read more

$5 trillion milestone masks an uneven global e-commerce market

09 Jan 26 @ 10:32

In 2026, global e-commerce passes a symbolic and economic landmark, exceeding $5 trillion in annual sales for the first time. The headline figure confirms the sector’s long-term resilience, even as... read more

Cards are no longer enough: Businesses need a full payment engine in 2026

08 Jan 26 @ 10:24

For more than a decade, payment cards have been the default solution for modern business spending. They replaced slow bank transfers, enabled online purchasing, and gave teams the freedom to... read more

JPMorgan absorbs Apple’s $20bn credit card book from Goldman

08 Jan 26 @ 10:05

JPMorgan Chase’s agreement to acquire Apple’s roughly $20bn credit card loan book from Goldman Sachs marks one of the most consequential reshufflings in the US payments and consumer finance landscape... read more

Barclays makes first strategic move into stablecoin infrastructure

07 Jan 26 @ 15:24

Barclays has taken its first direct step into the stablecoin ecosystem, investing in US-based clearing and settlement platform Ubyx. While the bank has not disclosed the size of the investment,... read more

Record ATM withdrawals challenge assumptions of a cashless Britain

07 Jan 26 @ 15:11

Britain’s long-anticipated shift towards a cashless economy continues to look overstated. New figures from Nationwide Building Society show that cash usage rose for a fourth consecutive year in 2025, with... read more

Swift’s blockchain pilot signals a turning point for cross-border payments

06 Jan 26 @ 14:10

A new pilot involving Swift, Ant International and HSBC offers a glimpse of how blockchain-based money could integrate with the plumbing of the global financial system. The test demonstrated cross-border... read more

Real-time payments have rewritten the risk equation

06 Jan 26 @ 13:53

Speed has become the defining feature of modern payments. Real-time rails now move money in milliseconds rather than hours, reshaping customer expectations and competitive dynamics across banking and fintech. Yet... read more

Deutsche Bank brings Wero to the mainstream in Germany

18 Dec 25 @ 11:13

Deutsche Bank has taken a decisive step in Europe’s long-running effort to build a sovereign payments alternative, rolling out the full functionality of the Wero digital payments app to customers... read more

Payments on the move: Three ways checkout is changing

17 Dec 25 @ 13:51

Generation Alpha is the first cohort to grow up in a largely cashless society. Where grandparents once paid in shillings, francs or lira, fishing coins out of purses or pockets,... read more

Visa brings stablecoin settlement into the US Mainstream

17 Dec 25 @ 13:28

Visa has taken a decisive step towards embedding stablecoins into core financial infrastructure, launching US-based settlement in Circle’s USDC for participating issuers and acquirers. While consumer cardholders will notice no... read more

Why B2B payments are becoming the next acquirer battleground

17 Dec 25 @ 11:55

Mastercard is urging acquirers to rethink long-held assumptions about B2B payments and commercial card acceptance, arguing that some of the most attractive margins in payments are now emerging far from... read more

Trending

Why tokenised deposits are stealing stablecoins buzz

12 Jan 26 @ 22:32

The centre of gravity in on-chain money is shifting, after two years in which stablecoins dominated discussion, volumes and investor attention. [caption id... more

Copilot Checkout signals Microsoft’s push into agentic commerce

12 Jan 26 @ 17:59

Microsoft has taken a decisive step towards embedding agentic commerce directly into generative AI, partnering with PayPal, Stripe and Shopify to launch Copilot... more

Trump proposes credit card rate cap

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a lon... more