Regulation

Showing Latest Regulation

US banks push back on stablecoins over fears of deposit flight

26 Aug 25 @ 13:15

America’s largest banking groups are lobbying Congress to amend new stablecoin legislation, warning that the rules as written could drain trillions of dollars in deposits from the financial system. The... read more

The UK’s de minimis dilemma: Should imports face new Tariffs?

20 Aug 25 @ 11:01

A surge in low-value imports is intensifying the debate over whether Britain should scrap its de minimis threshold, the £135 limit under which goods can currently enter the UK without... read more

New York sues Zelle despite industry push back

18 Aug 25 @ 16:38

The New York Attorney General has filed a high-profile lawsuit against Zelle, alleging that systemic security failings at the peer-to-peer (P2P) payments platform enabled fraudsters to steal more than $1... read more

Hong Kong cools stablecoin hype as licensing slips to 2026

11 Aug 25 @ 13:27

Hong Kong’s ambitions to position itself as a premier hub for digital assets have encountered a reality check, as its de facto central bank signalled a more measured approach to... read more

Understanding PSD3 and its impact on payments, innovation and offshore financial strategies

21 Jul 25 @ 18:03

The European digital finance landscape is experiencing yet another fundamental shift with the soon-to-be-released third Payment Services Directive or PSD3. Concentrating on improving consumer protection, refining Open Banking rules and... read more

Bank of England fines Vocalink £11.9m for risk management failings

11 Jul 25 @ 13:39

The Bank of England has fined Vocalink £11.9m ($16.2m) for serious failings in its risk management and governance arrangements, marking the first such enforcement action against a financial market infrastructure... read more

Regulatory gaps in high-risk industries: Lessons for payments oversight

09 Jul 25 @ 09:07

Scrutiny of US regulatory gaps in high-risk industries offers sobering lessons for the payments sector, which remains exposed to systemic weaknesses of its own. Oversight failures in sectors such as... read more

Stablecoin reserve rules could upend crypto’s power structure

08 Jul 25 @ 09:26

After years of erratic oversight, US policymakers are edging closer to imposing regulatory stability on digital assets – with stablecoins at the centre of their focus. The Guiding and Establishing... read more

Ripple vs SEC outcome sends shockwaves through FX and payments space

26 Jun 25 @ 10:13

Now that the SEC has officially dropped its long-running case against Ripple, the crypto firm is walking away with a clear win. But this isn’t just a milestone for Ripple... read more

Europe’s banks confront the cost of SEPA Instant Payments

27 May 25 @ 10:20

The concept of “banking hours” is rapidly becoming obsolete. From late nights to public holidays, payments in Europe are poised to become truly non-stop. By October 2025, the EU’s SEPA... read more

Why a 10% interest rate cap on credit cards could backfire

20 May 25 @ 10:17

A proposal to cap credit card interest rates at 10% has recently entered the US Senate with bipartisan backing – but its clear that the outcome will have ramifications in... read more

Retail giants urge Brussels to curb Visa and Mastercard fees

15 May 25 @ 10:46

A coalition of Europe’s largest retailers is calling on the European Commission to clamp down on Visa and Mastercard over what they describe as opaque, inflation-exceeding fees that hinder competition... read more

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Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more