Regulation

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A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

EU strikes landmark deal to strengthen payment security via PSD2

01 Dec 25 @ 15:24

EU policymakers have struck a provisional agreement to overhaul the bloc’s payment services rulebook, marking one of the most significant regulatory updates since PSD2 came into force nearly a decade... read more

An industry in flux: Why the future belongs to many rails, not one

19 Nov 25 @ 18:04

The payments industry is entering one of the most consequential periods of change in its modern history – and a lot rests on the rails it runs on. Consumer habits,... read more

Visa and Mastercard’s interchange truce: A small cut in a very large pie

18 Nov 25 @ 16:16

A fresh settlement between Visa, Mastercard and US merchants promises to trim interchange fees—yet the concessions may do little to shift the balance of power in America’s card-payments ecosystem. After... read more

Court freezes CFPB’s Open Banking rule as industry awaits rewrite

31 Oct 25 @ 12:00

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. This leaves banks, credit... read more

Revolut’s full UK banking licence delayed amid regulator scrutiny

14 Oct 25 @ 15:20

Revolut’s long-awaited full UK banking licence has hit another roadblock, as the Bank of England’s Prudential Regulation Authority (PRA) continues to raise concerns about whether the fintech giant’s risk management... read more

New regulatory regime: Bank of England softens on stablecoins

02 Oct 25 @ 09:04

Well lets break out the Champagne! After years of dithering, The Bank of England is preparing to unveil a new regulatory framework for stablecoins, with governor Andrew Bailey signalling a... read more

Banks struggle with legacy systems as regulatory pressures intensify

29 Sep 25 @ 15:46

Financial institutions are finding themselves increasingly hampered by the twin burdens of outdated technology and rising compliance obligations, according to new global research from Bottomline. The firm’s fifth annual Future... read more

EU moves to exclude Big Tech from FiDA data access regulation

22 Sep 25 @ 09:34

Brussels looks set to deliver a significant blow to US technology giants by excluding them from Europe’s new FiDA financial data-sharing framework. Negotiations over the EU’s Financial Data Access (FiDA)... read more

US banks push back on stablecoins over fears of deposit flight

26 Aug 25 @ 13:15

America’s largest banking groups are lobbying Congress to amend new stablecoin legislation, warning that the rules as written could drain trillions of dollars in deposits from the financial system. The... read more

The UK’s de minimis dilemma: Should imports face new Tariffs?

20 Aug 25 @ 11:01

A surge in low-value imports is intensifying the debate over whether Britain should scrap its de minimis threshold, the £135 limit under which goods can currently enter the UK without... read more

New York sues Zelle despite industry push back

18 Aug 25 @ 16:38

The New York Attorney General has filed a high-profile lawsuit against Zelle, alleging that systemic security failings at the peer-to-peer (P2P) payments platform enabled fraudsters to steal more than $1... read more

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Visa turns the card into an identity credential

12 May 26 @ 15:44

Visa has launched a new tap-based authentication technology that could reshape how banks verify customers in mobile banking environments. [caption id="atta... more

Emerging markets accelerate the shift to cashless payments

30 Apr 26 @ 18:03

Cashless payments are becoming an increasingly important marker of financial modernisation across emerging market and developing economies, with new data from t... more

Santander backs Ebury’s next phase with fresh funding

05 May 26 @ 16:52

Banco Santander has reinforced its commitment to Ebury after taking part in a funding round of about £550mn for the cross-border payments and trade finance fin... more