Regulation

Showing Latest Regulation

PSR’s pivotal year: Reforms, interchange caps, and a future under the FCA

08 May 25 @ 17:39

The UK’s Payment Systems Regulator (PSR) has entered 2025 amid a confluence of regulatory upheaval, market scrutiny, and structural transformation. As its tenth anniversary approaches, the PSR finds itself both... read more

UK exempts foreign stablecoin issuers in crypto regulation

30 Apr 25 @ 17:03

The UK Treasury has taken a decisive step in shaping the country’s regulatory stance on digital assets, announcing that overseas stablecoin issuers will be exempt from new domestic crypto rules.... read more

FIDA in flux: What next for EU Open Finance Regulations?

24 Apr 25 @ 17:18

The European Union’s proposed Financial Data Access (FIDA) regulation — once heralded as a cornerstone of the bloc’s digital finance ambitions — now finds itself mired in uncertainty. Initially flagged... read more

Discover hit with $1.2 billion restitution order over interchange fees scandal

22 Apr 25 @ 11:36

Discover Bank has been ordered to return more than $1.2 billion to merchants after a regulatory investigation found that it had systematically misclassified millions of consumer credit cards as commercial... read more

Capital One – Discover merger clears key DOJ hurdle

07 Apr 25 @ 13:53

The US Department of Justice (DOJ) has reportedly declined to oppose the proposed $35 billion merger between Capital One and Discover Financial Services, removing what was seen as the most... read more

CFPB rolls back BNPL oversight as legal pressure mounts

28 Mar 25 @ 10:59

The regulatory future of the Consumer Financial Protection Bureau (CFPB) remains in flux, but recent developments suggest a retreat from its more assertive stance on Buy Now, Pay Later (BNPL)... read more

UK Government abolishes the Payment Systems Regulator

12 Mar 25 @ 14:00

In a landmark decision aimed at reducing regulatory complexity, Prime Minister Sir Keir Starmer has announced the abolition of the Payment Systems Regulator (PSR). The move is part of a... read more

Revolut and Visa mount challenge against UK interchange fees cap

10 Mar 25 @ 12:07

Revolut and Visa have initiated judicial proceedings against the UK’s Payment Systems Regulator (PSR), asserting that the regulator has exceeded its statutory mandate with a proposed cap on interchange fees... read more

The end of PS21/3’s: Key considerations for merchants

07 Mar 25 @ 11:45

As the UK’s payments sector nears the final transition deadline for Policy Statement 21/3 (PS21/3), merchants need to grasp the regulatory and operational shifts it brings. Issued by the Financial... read more

7 fintech and payments trends reshaping retail banking in 2025

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

Coinbase secures pivotal legal victory as SEC withdraws litigation

24 Feb 25 @ 17:42

In a consequential legal and regulatory milestone for the cryptocurrency sector, Coinbase has confirmed that the US Securities and Exchange Commission (SEC) will terminate its lawsuit against the exchange. If... read more

Regulation: Collective responsibility or competitive ruthlessness?

14 Feb 25 @ 12:17

A whole plethora of data and regulation is being enacted or due to be put into place in the UK and Europe to shore up overall digital resilience, and rightly... read more

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Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more