Regulation

Showing Latest Regulation

UK regulator targets Apple and Google

06 Jul 26 @ 20:31

The UK’s Competition and Markets Authority (CMA) has unveiled proposals that could significantly reshape the mobile payments landscape by requiring Apple and Google to give app developers greater freedom to... read more

Revolut’s regulatory reality check highlights the growing pains of Fintech scale

14 Jun 26 @ 14:58

For more than a decade, Revolut has been the poster child of European fintech disruption, building a global customer base through relentless product innovation and rapid market expansion. However, recent... read more

European Commission Reassesses MiCA

26 May 26 @ 20:27

The European Commission has launched a fresh consultation on the future of the Markets in Crypto-Assets Regulation (MiCA), signalling that Europe’s flagship crypto framework may already require recalibration less than... read more

FCA probes Paypal, Mastercard and Visa competition

07 May 26 @ 16:30

The UK’s Financial Conduct Authority has opened a competition investigation into PayPal, Mastercard and Visa, examining whether commercial arrangements linked to PayPal’s digital wallet may have restricted competition in the... read more

RBI Revokes Paytm Payments Bank Licence

28 Apr 26 @ 18:14

The Reserve Bank of India’s decision to cancel the banking licence of Paytm Payments Bank marks a significant regulatory moment for India’s digital finance sector. Announced on 24 April 2026,... read more

Reserve Bank of Australia Targets card costs

02 Apr 26 @ 18:44

The Reserve Bank of Australia is preparing one of the most consequential interventions in the country’s retail payments market in years, unveiling a reform package that will ban merchant surcharging... read more

EU, UK and Switzerland united in T+1 settlement push

29 Mar 26 @ 18:33

The decision by the EU, UK and Switzerland to publish a joint Testing and Readiness Plan for the move to T+1 settlement marks an important shift from principle to execution.... read more

PSR sets out 2026/27 agenda

29 Mar 26 @ 18:28

The Payments Systems Regulator sets out 2026/27 agenda with card fees, APP fraud and Open Banking in its sights. The UK’s payments industry faces another year of heavy regulatory intervention... read more

Revolut secures full UK banking licence

12 Mar 26 @ 18:20

Revolut’s long-awaited receipt of a full UK banking licence marks a pivotal moment not only for the company itself, but also for the wider evolution of digital banking in Britain.... read more

PSR fines Bank of Ireland £3.7m for Confirmation of Payee breach

20 Feb 26 @ 19:10

The UK’s payments watchdog has imposed a £3.78m penalty on Bank of Ireland UK after the lender failed to meet the regulatory deadline for implementing Confirmation of Payee (CoP), a... read more

Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. As policymakers increasingly recognise, control over everyday payment systems has become a matter of economic sovereignty. As MEP Aurore... read more

Blockchain: From regulatory ambiguity to operational blueprint

20 Jan 26 @ 17:57

For much of blockchain’s commercial history, regulation hovered in the background as an unresolved constraint. Financial institutions ran proofs of concept, explored distributed ledgers and monitored policy debates, but few... read more

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Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more