Regulation

Showing Latest Regulation

US Merchants mount fresh challenge to Visa-Mastercard swipe fee settlement

17 Sep 26 @ 16:55

Nearly 1,000 US merchants have urged a federal judge to reject the latest proposed settlement in the long-running battle over Visa and Mastercard interchange fees, arguing that the agreement offers... read more

Revolut moves closer to US banking launch with OCC approval

06 Sep 26 @ 19:30

Revolut has secured conditional approval from the US Office of the Comptroller of the Currency (OCC) to establish a national bank, taking the London-founded fintech a significant step closer to... read more

Revolut secures Australian banking licence

22 Jul 26 @ 19:56

Revolut has secured a full Authorised Deposit-taking Institution licence in Australia, giving the fintech its first licensed banking entity in the Asia-Pacific region and significantly expanding the products it can... read more

UK regulator targets Apple and Google

06 Jul 26 @ 20:31

The UK’s Competition and Markets Authority (CMA) has unveiled proposals that could significantly reshape the mobile payments landscape by requiring Apple and Google to give app developers greater freedom to... read more

Revolut’s regulatory reality check highlights the growing pains of Fintech scale

14 Jun 26 @ 14:58

For more than a decade, Revolut has been the poster child of European fintech disruption, building a global customer base through relentless product innovation and rapid market expansion. However, recent... read more

European Commission Reassesses MiCA

26 May 26 @ 20:27

The European Commission has launched a fresh consultation on the future of the Markets in Crypto-Assets Regulation (MiCA), signalling that Europe’s flagship crypto framework may already require recalibration less than... read more

FCA probes Paypal, Mastercard and Visa competition

07 May 26 @ 16:30

The UK’s Financial Conduct Authority has opened a competition investigation into PayPal, Mastercard and Visa, examining whether commercial arrangements linked to PayPal’s digital wallet may have restricted competition in the... read more

RBI Revokes Paytm Payments Bank Licence

28 Apr 26 @ 18:14

The Reserve Bank of India’s decision to cancel the banking licence of Paytm Payments Bank marks a significant regulatory moment for India’s digital finance sector. Announced on 24 April 2026,... read more

Reserve Bank of Australia Targets card costs

02 Apr 26 @ 18:44

The Reserve Bank of Australia is preparing one of the most consequential interventions in the country’s retail payments market in years, unveiling a reform package that will ban merchant surcharging... read more

EU, UK and Switzerland united in T+1 settlement push

29 Mar 26 @ 18:33

The decision by the EU, UK and Switzerland to publish a joint Testing and Readiness Plan for the move to T+1 settlement marks an important shift from principle to execution.... read more

PSR sets out 2026/27 agenda

29 Mar 26 @ 18:28

The Payments Systems Regulator sets out 2026/27 agenda with card fees, APP fraud and Open Banking in its sights. The UK’s payments industry faces another year of heavy regulatory intervention... read more

Revolut secures full UK banking licence

12 Mar 26 @ 18:20

Revolut’s long-awaited receipt of a full UK banking licence marks a pivotal moment not only for the company itself, but also for the wider evolution of digital banking in Britain.... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more