Open Banking

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Can Open Banking secure Europe’s financial sovereignty?

20 Jun 25 @ 08:59

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

HSBC deepens ties with Token.io through strategic investment

04 Jun 25 @ 10:09

HSBC has made a strategic equity investment in Token.io in a move that significantly strengthens their existing partnership and reinforces both parties’ ambitions to mainstream account-to-account (A2A) payments across the... read more

Deutsche Bank and Mastercard alliance on Open Banking payments

04 Jun 25 @ 10:02

Deutsche Bank and Mastercard have deepened their long-standing relationship with a new strategic partnership aimed at transforming the European payments landscape through the power of Open Banking. Unveiled at Money... read more

Payments in 2025: Simpler, smarter, faster

02 Jun 25 @ 11:39

As the industry gears up for the biggest payments event in the European region, we reflect that the global payments ecosystem is undergoing a radical transformation in 2025, as both... read more

Open Banking struggles to gain ground as card payments

29 May 25 @ 11:04

Despite years of regulatory support, industry optimism, and substantial investment, Open Banking in the UK has yet to fulfil its original promise of transforming the payments landscape. New data reveals... read more

CFPB moves to scrap US Open Banking rule

27 May 25 @ 12:15

The US Consumer Financial Protection Bureau (CFPB) is taking steps to dismantle one of the cornerstone policies of the Biden-era financial reform agenda: the 1033 Open Banking rule. In a... read more

US Open Banking rule under threat as CFPB reconsiders options

19 May 25 @ 14:52

The US’ long-awaited Open Banking framework may be headed back to the drawing board, as the Consumer Financial Protection Bureau (CFPB) considers revoking or reworking its newly finalised rule under... read more

Why consumer A2A payments have stalled in the UK

16 May 25 @ 12:35

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. While peer-to-peer (P2P) bank transfers are now a mainstay... read more

CaixaBank and BBVA lead Europe’s first Request to Pay transaction

15 May 25 @ 13:30

In a landmark development for European payments, CaixaBank and BBVA have successfully executed the region’s first live Request to Pay (RTP) transactions between banks. Conducted in collaboration with Iberpay, the... read more

Open Banking reaches new heights in the UK

13 May 25 @ 11:59

Open Banking in the UK has crossed a major milestone. As of March 2025, 13.3 million individuals and small businesses are actively engaging with Open Banking services — up 40%... read more

UK payments industry unites behind new body to deliver cVRPs

06 May 25 @ 13:12

In a major step forward for the UK’s Open Banking ecosystem, a consortium of 31 major players spanning fintechs, incumbent banks and payment platforms has committed funding to establish a... read more

Pay by Bank: An update on a future payment method

29 Apr 25 @ 15:49

As 2025 unfolds, a growing number of merchants and consumers are embracing “Pay by Bank” — a payment method allowing users to pay directly from their bank accounts, bypassing traditional... read more

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Visa turns the card into an identity credential

12 May 26 @ 15:44

Visa has launched a new tap-based authentication technology that could reshape how banks verify customers in mobile banking environments. [caption id="atta... more

Bank of England Warns DLT Complexity in Settlements

18 May 26 @ 17:07

The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more

E-commerce payments enter the age of managed complexity

11 May 26 @ 19:54

The global e-commerce payments market is no longer simply a story of digital adoption. It is becoming a test of operational control. [caption id="attachmen... more