Open Banking

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Payments in 2025: Simpler, smarter, faster

02 Jun 25 @ 11:39

As the industry gears up for the biggest payments event in the European region, we reflect that the global payments ecosystem is undergoing a radical transformation in 2025, as both... read more

Open Banking struggles to gain ground as card payments

29 May 25 @ 11:04

Despite years of regulatory support, industry optimism, and substantial investment, Open Banking in the UK has yet to fulfil its original promise of transforming the payments landscape. New data reveals... read more

CFPB moves to scrap US Open Banking rule

27 May 25 @ 12:15

The US Consumer Financial Protection Bureau (CFPB) is taking steps to dismantle one of the cornerstone policies of the Biden-era financial reform agenda: the 1033 Open Banking rule. In a... read more

US Open Banking rule under threat as CFPB reconsiders options

19 May 25 @ 14:52

The US’ long-awaited Open Banking framework may be headed back to the drawing board, as the Consumer Financial Protection Bureau (CFPB) considers revoking or reworking its newly finalised rule under... read more

Why consumer A2A payments have stalled in the UK

16 May 25 @ 12:35

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. While peer-to-peer (P2P) bank transfers are now a mainstay... read more

CaixaBank and BBVA lead Europe’s first Request to Pay transaction

15 May 25 @ 13:30

In a landmark development for European payments, CaixaBank and BBVA have successfully executed the region’s first live Request to Pay (RTP) transactions between banks. Conducted in collaboration with Iberpay, the... read more

Open Banking reaches new heights in the UK

13 May 25 @ 11:59

Open Banking in the UK has crossed a major milestone. As of March 2025, 13.3 million individuals and small businesses are actively engaging with Open Banking services — up 40%... read more

UK payments industry unites behind new body to deliver cVRPs

06 May 25 @ 13:12

In a major step forward for the UK’s Open Banking ecosystem, a consortium of 31 major players spanning fintechs, incumbent banks and payment platforms has committed funding to establish a... read more

Pay by Bank: An update on a future payment method

29 Apr 25 @ 15:49

As 2025 unfolds, a growing number of merchants and consumers are embracing “Pay by Bank” — a payment method allowing users to pay directly from their bank accounts, bypassing traditional... read more

Is Open Banking ready to become the UK’s payment backbone?

01 Apr 25 @ 16:34

In a world where geopolitical tensions increasingly threaten financial flows, the integrity of national payment infrastructure has taken on new strategic urgency. The recent US sanctions on Russia’s Banks and... read more

Addressing API vulnerabilities: Plugging the holes in Open Banking

24 Mar 25 @ 18:32

Open Banking is helping transform financial services by fostering a dynamic ecosystem in which banks, fintechs and third-party providers collaborate to deliver more personalised, accessible and innovative financial products. But... read more

Creating the world’s best Open Banking regime

18 Feb 25 @ 17:21

Since its introduction in 2018 by the UK, European Union and Mexico, Open Banking has grown into a powerful force for financial innovation. Today, countries like Brazil, India and South... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more

Mastercard makes a decisive stablecoin move with BVNK acquisition

17 Mar 26 @ 15:04

Mastercard has agreed to acquire stablecoin infrastructure specialist BVNK in a deal worth up to $1.8 billion, marking one of the clearest signals yet that majo... more