Open Banking

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Why legacy systems are holding back Pay by Bank’s promise

04 Jul 25 @ 12:39

As real-time payments and account-to-account (A2A) transfers gain global traction, the rise of Pay by Bank is emerging as a transformative force in payments. Yet its potential is threatened by... read more

Stripe expands Pay by Bank to France and Germany

02 Jul 25 @ 09:00

Stripe has announced plans to launch its Pay by Bank service in France and Germany, marking a strategic expansion of its partnership with Open Banking provider TrueLayer. The move follows... read more

Can Open Banking secure Europe’s financial sovereignty?

20 Jun 25 @ 08:59

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

HSBC deepens ties with Token.io through strategic investment

04 Jun 25 @ 10:09

HSBC has made a strategic equity investment in Token.io in a move that significantly strengthens their existing partnership and reinforces both parties’ ambitions to mainstream account-to-account (A2A) payments across the... read more

Deutsche Bank and Mastercard alliance on Open Banking payments

04 Jun 25 @ 10:02

Deutsche Bank and Mastercard have deepened their long-standing relationship with a new strategic partnership aimed at transforming the European payments landscape through the power of Open Banking. Unveiled at Money... read more

Payments in 2025: Simpler, smarter, faster

02 Jun 25 @ 11:39

As the industry gears up for the biggest payments event in the European region, we reflect that the global payments ecosystem is undergoing a radical transformation in 2025, as both... read more

Open Banking struggles to gain ground as card payments

29 May 25 @ 11:04

Despite years of regulatory support, industry optimism, and substantial investment, Open Banking in the UK has yet to fulfil its original promise of transforming the payments landscape. New data reveals... read more

CFPB moves to scrap US Open Banking rule

27 May 25 @ 12:15

The US Consumer Financial Protection Bureau (CFPB) is taking steps to dismantle one of the cornerstone policies of the Biden-era financial reform agenda: the 1033 Open Banking rule. In a... read more

US Open Banking rule under threat as CFPB reconsiders options

19 May 25 @ 14:52

The US’ long-awaited Open Banking framework may be headed back to the drawing board, as the Consumer Financial Protection Bureau (CFPB) considers revoking or reworking its newly finalised rule under... read more

Why consumer A2A payments have stalled in the UK

16 May 25 @ 12:35

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. While peer-to-peer (P2P) bank transfers are now a mainstay... read more

CaixaBank and BBVA lead Europe’s first Request to Pay transaction

15 May 25 @ 13:30

In a landmark development for European payments, CaixaBank and BBVA have successfully executed the region’s first live Request to Pay (RTP) transactions between banks. Conducted in collaboration with Iberpay, the... read more

Open Banking reaches new heights in the UK

13 May 25 @ 11:59

Open Banking in the UK has crossed a major milestone. As of March 2025, 13.3 million individuals and small businesses are actively engaging with Open Banking services — up 40%... read more

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Visa strengthens fraud defences with BioCatch acquisition

05 Aug 26 @ 16:37

Visa has agreed to acquire Israeli behavioural biometrics specialist BioCatch in a $2.4 billion all-cash transaction, marking one of the payments giant's larges... more

Fiserv and Mastercard expand strategic alliance

05 Aug 26 @ 16:36

Fiserv and Mastercard have strengthened their long-standing partnership with a new global agreement designed to simplify payment acceptance for enterprise merch... more

RBC and BMO sell Moneris to Francisco Partners for C$2bn

13 Aug 26 @ 15:19

Royal Bank of Canada and Bank of Montreal have agreed to sell their jointly owned payments processor Moneris to private equity group Francisco Partners in a C$2... more