Open Banking

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Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

UK payments in transition: Debit cards, digital wallets and cash

01 Oct 25 @ 11:07

The UK payments landscape is undergoing one of the most profound shifts in its history. Figures from UK Payment Markets 2025 show that nearly 49 billion transactions were made in... read more

Pay by Bank adoption stalled by consumer awareness gap

23 Sep 25 @ 15:32

Despite growing institutional interest in account-to-account payments, US consumers remain largely unaware of the “Pay by Bank” option, according to new research from Trustly. The findings reveal that more than... read more

Vipps MobilePay partners with Tink to launch Pay by Bank in Finland

19 Sep 25 @ 14:55

Vipps MobilePay, the Nordic region’s dominant mobile wallet, has announced a partnership with Open Banking provider Tink to bring Pay by Bank functionality to its Finnish users. The move strengthens... read more

Pay by Mobile and the future of online casino payments

18 Sep 25 @ 09:19

As mobile gambling grows in the UK, players expect payments to be as quick and seamless as the games themselves. Pay by Mobile has long been one of the simplest... read more

Stripe challenges JPMorgan over Open Banking data access fees

03 Sep 25 @ 16:02

Stripe has become one of the first major fintechs to formally oppose JPMorgan Chase’s Open Banking plans to charge fees for access to customer financial data, warning that the move... read more

Record growth in UK Open Banking as users hit 15 million

01 Sep 25 @ 11:44

The UK’s Open Banking ecosystem reached a significant milestone in July, with more than 15.16 million individuals and businesses now using services underpinned by the technology. According to the latest... read more

Visa retreats from US Open Banking as access battle escalates

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

JP Morgan sparks fintech backlash with charge for API data access

11 Aug 25 @ 14:01

A brewing dispute between Wall Street’s largest bank and the US fintech sector could reshape the economics of Open Banking. JP Morgan Chase has begun informing data aggregators and fintechs... read more

H2 2025: Five global trends reshaping the future of banking

22 Jul 25 @ 12:43

As we pass the halfway point of 2025, the global banking and fintech sectors (as ever) find themselves in a state of transformation. The first two quarters have been punctuated... read more

Bank of England takes control of UK payments overhaul

16 Jul 25 @ 12:19

The Bank of England has been handed the reins of a long-overdue reform of the UK’s retail payments infrastructure, as Governor Andrew Bailey issued a stark call for urgent modernisation... read more

JP Morgan’s new data access fees a pivotal moment for US Fintech

14 Jul 25 @ 17:01

JP Morgan Chase is poised to introduce sweeping changes to the way US Fintechs access consumer bank data — and the financial implications could be seismic. According to sources cited... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more