Open Banking

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UK Government moves to future-proof payments regulation

27 Apr 26 @ 12:54

The UK Government has set out a broad package of payments reforms designed to prepare the sector for stablecoins, tokenised deposits, Open Banking and AI-driven transactions. The move reflects a... read more

FCA maps out a broader future for open finance

21 Apr 26 @ 14:34

The Financial Conduct Authority has set out an ambitious vision for open finance, arguing that consumers and businesses should have far greater control over how their financial data is shared... read more

Open banking could deliver £43bn annual boost to the UK economy

10 Mar 26 @ 17:33

Open Banking Limited has highlighted the substantial economic potential of open banking in the United Kingdom, with new research suggesting the technology could ultimately generate up to £43bn in annual... read more

Amazon introduces Pay by Bank, taking A2A payments mainstream

10 Feb 26 @ 15:31

Amazon’s launch of Pay by Bank in the UK marks a significant moment for account-to-account (A2A) payments in e-commerce. By allowing customers to pay directly from their bank accounts without... read more

Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. As policymakers increasingly recognise, control over everyday payment systems has become a matter of economic sovereignty. As MEP Aurore... read more

Open Banking continues to outperform on fraud

28 Jan 26 @ 21:23

Open Banking has long been promoted as a safer, more controlled alternative to legacy payment rails. New evidence from Open Banking Limited’s latest financial crime update reinforces that claim —... read more

Pay by Bank gains awareness but struggles to break card habit

15 Jan 26 @ 21:30

Pay by Bank is once again being talked up as a potential disruptor to the entrenched dominance of card payments in the United States. Yet while consumer awareness and trial... read more

Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

A2A pushes into the mainstream as Pay by Bank comes of age

09 Dec 25 @ 13:22

A2A payments have long promised to rebalance the economics of digital commerce. This year, their ascent has begun to look less like a thought experiment and more like a structural... read more

Mastercard bets on data-driven faster Open Finance decisions

04 Dec 25 @ 16:49

Mastercard is making an assertive move into the Open Finance future of underwriting with the launch of Mastercard Credit Intelligence, a suite of data-rich tools designed to accelerate and refine... read more

Switzerland switches on Open Banking for retail customers

27 Nov 25 @ 19:26

Switzerland has taken a significant step towards a more open financial ecosystem with the launch of multibanking services for private customers, powered by the bLink Open Banking platform operated by... read more

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Visa turns the card into an identity credential

12 May 26 @ 15:44

Visa has launched a new tap-based authentication technology that could reshape how banks verify customers in mobile banking environments. [caption id="atta... more

Emerging markets accelerate the shift to cashless payments

30 Apr 26 @ 18:03

Cashless payments are becoming an increasingly important marker of financial modernisation across emerging market and developing economies, with new data from t... more

Santander backs Ebury’s next phase with fresh funding

05 May 26 @ 16:52

Banco Santander has reinforced its commitment to Ebury after taking part in a funding round of about £550mn for the cross-border payments and trade finance fin... more