Open Banking

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UK Open Banking passes One Billion payments milestone

03 Aug 26 @ 15:42

The UK’s Open Banking ecosystem has reached two landmark milestones, surpassing one billion account-to-account payments and 100 billion API calls since the initiative was launched more than eight years ago.... read more

Open Banking fraud rates remain below industry average

09 Jul 26 @ 21:02

Open Banking payment fraud continues to remain significantly lower than across the wider UK payments industry, despite increasingly sophisticated scam techniques and a gradual rise in overall fraud volumes, according... read more

UK banks unite behind domestic payments network to challenge Visa and Mastercard

31 May 26 @ 12:58

Britain’s largest banks are preparing to launch a new domestic payments scheme designed to reduce the UK’s reliance on global card networks and accelerate the adoption of account-to-account payments powered... read more

UK Government moves to future-proof payments regulation

27 Apr 26 @ 12:54

The UK Government has set out a broad package of payments reforms designed to prepare the sector for stablecoins, tokenised deposits, Open Banking and AI-driven transactions. The move reflects a... read more

FCA maps out a broader future for open finance

21 Apr 26 @ 14:34

The Financial Conduct Authority has set out an ambitious vision for open finance, arguing that consumers and businesses should have far greater control over how their financial data is shared... read more

Open banking could deliver £43bn annual boost to the UK economy

10 Mar 26 @ 17:33

Open Banking Limited has highlighted the substantial economic potential of open banking in the United Kingdom, with new research suggesting the technology could ultimately generate up to £43bn in annual... read more

Amazon introduces Pay by Bank, taking A2A payments mainstream

10 Feb 26 @ 15:31

Amazon’s launch of Pay by Bank in the UK marks a significant moment for account-to-account (A2A) payments in e-commerce. By allowing customers to pay directly from their bank accounts without... read more

Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. As policymakers increasingly recognise, control over everyday payment systems has become a matter of economic sovereignty. As MEP Aurore... read more

Open Banking continues to outperform on fraud

28 Jan 26 @ 21:23

Open Banking has long been promoted as a safer, more controlled alternative to legacy payment rails. New evidence from Open Banking Limited’s latest financial crime update reinforces that claim —... read more

Pay by Bank gains awareness but struggles to break card habit

15 Jan 26 @ 21:30

Pay by Bank is once again being talked up as a potential disruptor to the entrenched dominance of card payments in the United States. Yet while consumer awareness and trial... read more

Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

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Wero expands merchant payments in France with Orange

06 Sep 26 @ 19:31

Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more

ECB and Brazil explore cross-border link between TIPS and Pix

06 Sep 26 @ 19:32

The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more

Authologic secures early role in EU Digital Identity Wallets

02 Sep 26 @ 20:55

Authologic has become one of the first companies in Europe registered to issue credentials for EU Digital Identity Wallets, as businesses prepare for a fundamen... more