Open Banking

12 Feb 25 @ 18:15

The landscape of digital payments is evolving rapidly, and one of the most promising innovations is ‘Pay by Bank’, a term referring to instant account-to-account (A2A) payments powered by Open... read more

11 Feb 25 @ 09:56

In a significant policy reversal, the European Commission has decided to withdraw its proposed Financial Data Access (FiDA) framework, a move that has elicited varied reactions across the financial sector.... read more

04 Feb 25 @ 18:19

Commercial Variable Recurring Payments (CVRPs) are for many the true catalyst for Open Banking services and the payments industry is poised for their take-off. Benefits are perceived from all players... read more

27 Jan 25 @ 18:13

Open Banking is revolutionising financial services in the UK and now further afield, establishing the nation as a global leader in fintech innovation. APIs, the backbone of Open Banking, enable... read more

21 Jan 25 @ 15:03

Open Banking is rapidly transforming the financial landscape, creating seamless digital experiences for consumers and businesses. This innovative framework allows secure sharing of financial data with third-party providers, enabling personalised... read more

10 Jan 25 @ 13:26

The Financial Data Exchange (FDX) has achieved a significant milestone with its official recognition by the Consumer Financial Protection Bureau (CFPB) as a standard-setting body for the US Open Banking... read more

08 Jan 25 @ 16:51

Open Banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

18 Dec 24 @ 12:15

Open Banking is much more than a technological advancement; it is a paradigm shift poised to transform the financial services industry. By enabling secure data sharing through open APIs, Open... read more

17 Dec 24 @ 13:31

The rapid rise in data breaches and transactional fraud has underscored the urgent need for robust digital identity systems in financial services. With technological advancements, Open Banking frameworks and evolving... read more

12 Dec 24 @ 09:59

Every year, the Money 20/20 conference in Las Vegas serves as a barometer for the global payments ecosystem. The event draws banks, fintechs, tech firms and other industry players to... read more

10 Dec 24 @ 15:46

The Financial Data Access (FiDA) Regulation, currently under consideration by the European Parliament and Council, represents a significant milestone in the development of Open Finance within the EU/EEA. However, industry... read more

15 Nov 24 @ 16:01

The UK government has unveiled its National Payments Vision, a forward-looking framework designed to position UK payments as a global leader in payments innovation. This ambitious plan, underpinned by cutting-edge... read more