Open Banking

06 May 25 @ 13:12

In a major step forward for the UK’s Open Banking ecosystem, a consortium of 31 major players spanning fintechs, incumbent banks and payment platforms has committed funding to establish a... read more

29 Apr 25 @ 15:49

As 2025 unfolds, a growing number of merchants and consumers are embracing “Pay by Bank” — a payment method allowing users to pay directly from their bank accounts, bypassing traditional... read more

01 Apr 25 @ 16:34

In a world where geopolitical tensions increasingly threaten financial flows, the integrity of national payment infrastructure has taken on new strategic urgency. The recent US sanctions on Russia’s Banks and... read more

24 Mar 25 @ 18:32

Open Banking is helping transform financial services by fostering a dynamic ecosystem in which banks, fintechs and third-party providers collaborate to deliver more personalised, accessible and innovative financial products. But... read more

18 Feb 25 @ 17:21

Since its introduction in 2018 by the UK, European Union and Mexico, Open Banking has grown into a powerful force for financial innovation. Today, countries like Brazil, India and South... read more

12 Feb 25 @ 18:15

The landscape of digital payments is evolving rapidly, and one of the most promising innovations is ‘Pay by Bank’, a term referring to instant account-to-account (A2A) payments powered by Open... read more

11 Feb 25 @ 09:56

In a significant policy reversal, the European Commission has decided to withdraw its proposed Financial Data Access (FiDA) framework, a move that has elicited varied reactions across the financial sector.... read more

04 Feb 25 @ 18:19

Commercial Variable Recurring Payments (CVRPs) are for many the true catalyst for Open Banking services and the payments industry is poised for their take-off. Benefits are perceived from all players... read more

27 Jan 25 @ 18:13

Open Banking is revolutionising financial services in the UK and now further afield, establishing the nation as a global leader in fintech innovation. APIs, the backbone of Open Banking, enable... read more

21 Jan 25 @ 15:03

Open Banking is rapidly transforming the financial landscape, creating seamless digital experiences for consumers and businesses. This innovative framework allows secure sharing of financial data with third-party providers, enabling personalised... read more

10 Jan 25 @ 13:26

The Financial Data Exchange (FDX) has achieved a significant milestone with its official recognition by the Consumer Financial Protection Bureau (CFPB) as a standard-setting body for the US Open Banking... read more

08 Jan 25 @ 16:51

Open Banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more