Open Banking

Showing Latest Open Banking

A2A pushes into the mainstream as Pay by Bank comes of age

09 Dec 25 @ 13:22

A2A payments have long promised to rebalance the economics of digital commerce. This year, their ascent has begun to look less like a thought experiment and more like a structural... read more

Mastercard bets on data-driven faster Open Finance decisions

04 Dec 25 @ 16:49

Mastercard is making an assertive move into the Open Finance future of underwriting with the launch of Mastercard Credit Intelligence, a suite of data-rich tools designed to accelerate and refine... read more

Switzerland switches on Open Banking for retail customers

27 Nov 25 @ 19:26

Switzerland has taken a significant step towards a more open financial ecosystem with the launch of multibanking services for private customers, powered by the bLink Open Banking platform operated by... read more

An industry in flux: Why the future belongs to many rails, not one

19 Nov 25 @ 18:04

The payments industry is entering one of the most consequential periods of change in its modern history – and a lot rests on the rails it runs on. Consumer habits,... read more

Visa completes first A2A variable recurring payment in UK

19 Nov 25 @ 17:37

Visa has completed the UK’s first commercial variable recurring payment (cVRP) using its new account-to-account (A2A) framework, marking a decisive moment in the modernisation of everyday payments. The trial —... read more

JPMorgan data aggregators deal good for Open Banking in the US

17 Nov 25 @ 17:45

JPMorgan Chase has reached a series of landmark agreements with the fintech data aggregators that serve as the connective tissue of the Open Banking ecosystem, securing the right to charge... read more

Coinbase and Tink bring Pay by Bank crypto payments to Germany

31 Oct 25 @ 12:12

Coinbase has joined forces with Tink, the Open Banking platform owned by Visa, to launch Pay by Bank crypto payments in Germany. This marks another step toward frictionless, account-to-account transfers... read more

Court freezes CFPB’s Open Banking rule as industry awaits rewrite

31 Oct 25 @ 12:00

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. This leaves banks, credit... read more

American Fintech Council urges CFPB to stop Open Banking fees

22 Oct 25 @ 16:05

The American Fintech Council (AFC) has entered the already muddy waters of the US Open Banking market, urging the CFPB to maintain the principles underpinning Open Banking and protect consumers’... read more

TrueLayer acquires Zimpler to build European Pay by Bank network

22 Oct 25 @ 15:57

TrueLayer, Europe’s largest Pay by Bank network, has announced the acquisition of Zimpler, the fastest-growing Pay by Bank provider in the Nordics, in a landmark deal that consolidates TrueLayer’s position... read more

Why financial institutions must rethink Open Banking in the AI era

20 Oct 25 @ 16:53

In 2018, Open Banking was hailed as a revolution in financial services. British regulators led the way, mandating data-sharing frameworks that promised to empower customers, foster innovation, and intensify competition.... read more

Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

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Wero expands merchant payments in France with Orange

06 Sep 26 @ 19:31

Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more

ECB and Brazil explore cross-border link between TIPS and Pix

06 Sep 26 @ 19:32

The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more

US Bank tests its own Stablecoin for Cross-Border Payments

10 Sep 26 @ 15:44

US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more