Open Banking

Showing Latest Open Banking

Record growth in UK Open Banking as users hit 15 million

01 Sep 25 @ 11:44

The UK’s Open Banking ecosystem reached a significant milestone in July, with more than 15.16 million individuals and businesses now using services underpinned by the technology. According to the latest... read more

Visa retreats from US Open Banking as access battle escalates

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

JP Morgan sparks fintech backlash with charge for API data access

11 Aug 25 @ 14:01

A brewing dispute between Wall Street’s largest bank and the US fintech sector could reshape the economics of Open Banking. JP Morgan Chase has begun informing data aggregators and fintechs... read more

H2 2025: Five global trends reshaping the future of banking

22 Jul 25 @ 12:43

As we pass the halfway point of 2025, the global banking and fintech sectors (as ever) find themselves in a state of transformation. The first two quarters have been punctuated... read more

Bank of England takes control of UK payments overhaul

16 Jul 25 @ 12:19

The Bank of England has been handed the reins of a long-overdue reform of the UK’s retail payments infrastructure, as Governor Andrew Bailey issued a stark call for urgent modernisation... read more

JP Morgan’s new data access fees a pivotal moment for US Fintech

14 Jul 25 @ 17:01

JP Morgan Chase is poised to introduce sweeping changes to the way US Fintechs access consumer bank data — and the financial implications could be seismic. According to sources cited... read more

Open Banking in the US: What will it take to get there?

14 Jul 25 @ 12:16

While Open Banking and pay-by-bank technologies are reshaping the financial services landscape across Europe and Asia-Pacific, the US remains an outlier. Despite rapid innovation elsewhere, the US has struggled to... read more

Why legacy systems are holding back Pay by Bank’s promise

04 Jul 25 @ 12:39

As real-time payments and account-to-account (A2A) transfers gain global traction, the rise of Pay by Bank is emerging as a transformative force in payments. Yet its potential is threatened by... read more

Stripe expands Pay by Bank to France and Germany

02 Jul 25 @ 09:00

Stripe has announced plans to launch its Pay by Bank service in France and Germany, marking a strategic expansion of its partnership with Open Banking provider TrueLayer. The move follows... read more

Can Open Banking secure Europe’s financial sovereignty?

20 Jun 25 @ 08:59

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

HSBC deepens ties with Token.io through strategic investment

04 Jun 25 @ 10:09

HSBC has made a strategic equity investment in Token.io in a move that significantly strengthens their existing partnership and reinforces both parties’ ambitions to mainstream account-to-account (A2A) payments across the... read more

Deutsche Bank and Mastercard alliance on Open Banking payments

04 Jun 25 @ 10:02

Deutsche Bank and Mastercard have deepened their long-standing relationship with a new strategic partnership aimed at transforming the European payments landscape through the power of Open Banking. Unveiled at Money... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more

Mastercard makes a decisive stablecoin move with BVNK acquisition

17 Mar 26 @ 15:04

Mastercard has agreed to acquire stablecoin infrastructure specialist BVNK in a deal worth up to $1.8 billion, marking one of the clearest signals yet that majo... more