21 Apr 22 @ 10:09

As BNPL continues to soar and clamour to regulate grows, industry leaders are adopting a war mentality, criticising the credit card sector. HOWEVER, the right regulation is required to prevent... read more

17 Feb 22 @ 14:15

Just weeks after Buy Now Pay Later (BNPL) firm Klarna looked to shift criticism onto credit card providers as Government prepares to clampdown on BNPL, the outspoken CEO has announced... read more

16 Dec 21 @ 13:12

Here at PCM, it can be hard to keep track of all the good news stories flying around about the “Buy Now, Pay Later” (BNPL) segment. Record annual growth, charitable... read more

27 Oct 21 @ 12:07

Traditional approaches to cyber-security in payments aren’t working – and the recent huge rise in hacks and fraud proves it. James Wood says it’s time for a radical shift in... read more

24 Aug 21 @ 09:03

There are now some 479 electronic money institutions (EMIs) across the European Union and a further 235 in the UK. EMIs store cash for their customers in a digital format... read more

09 Jun 21 @ 03:58

Dire predictions that the UK would collapse after its exit from the EU were as far-fetched as unfounded optimism that it would become Europe’s Singapore on leaving. To date, we’ve... read more

18 Feb 21 @ 11:27

As has been widely reported, contactless card payments are now the method of choice for the vast majority of consumers in developed markets. However, new research from Swedish biometrics firm... read more

18 Feb 21 @ 10:20

A new report says that major safety gaps in the online banking security systems of some of the UK’s biggest banks have been exposed by a new investigation by consumer... read more

18 Feb 21 @ 09:47

Revolut has applied to the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA), the UK regulators, for a full banking license to fuel expansion beyond its FinTech roots.... read more

19 Oct 20 @ 03:46

We’re now less than 90 days away from Brexit without much sign of a comprehensive trade deal. We look at what this means for payments in the short to medium... read more

12 Oct 19 @ 08:34

The EU’s Strong Customer Authentication (SCA) regulations were meant to come in to full effect on 14 September. Required to enhance e-commerce security in the face of rising fraud, some... read more

01 Jun 18 @ 10:20

Regulators are increasingly using technology to improve regulatory oversight and modernise regulation. They are also using their influence to collaborate, convene and commission, so what is on the horizon for... read more

03 Aug 17 @ 06:36

There was a regulatory alert every 12 minutes in 2015, according to Thomson Reuters. With the pace of regulatory change showing no signs of let-up and compliance budgets ballooning, regulation... read more

05 Apr 17 @ 11:21

Optal announced the acquisition of Invapay, in a deal which will significantly expand Optal’s capabilities in the global corporate payments space. Invapay enables corporate buyers to use credit cards to pay... read more

28 Sep 16 @ 06:12

ONLY FIVE PERCENT of banks and other financial institutions are aware that the revised Directive on Payment Services (PSD2) will require open access to customer accounts, according to a UK law... read more

03 Aug 16 @ 07:02

Following Britain’s momentous decision to leave the European Union, thoughts must inevitably turn to the potential impact on UK consumer payments. Chris Jones, director, PSE Consulting, provides some early thoughts... read more

30 Jul 15 @ 15:49

Big used to be beautiful but small and nimble has become all the rage as digital challengers snap at the heels of their larger rivals. How much of a threat... read more

31 May 15 @ 09:05

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more

31 May 15 @ 08:04

Brits are expected to embrace internet and mobile banking more and more over the next 5 years. 2-in-3 Brits will be using internet banking and 1-in-3 mobile banking by the... read more

28 May 15 @ 00:01

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more