15 Jun 16 @ 14:57

The Eurosystem operates two systems that form the backbone of the financial market infrastructure in Europe – TARGET (the real-time gross settlement (RTGS) system for the euro) and TARGET2-Securities, or... read more

09 Jun 16 @ 14:15

As the European eCommerce market continues its meteoric rise, we spend an increasing proportion of our time looking at how to accommodate the diverse alternative payments preferences of European consumers.... read more

24 May 16 @ 15:17

Andrew Churchill explores the impact of emerging regulations and security standards on the card and mobile payments industries worldwide. SOMETIMES IT IS difficult enough for the industry to keep up... read more

12 Apr 16 @ 14:15

Payment cards at the point of sale (POS) and online showed solid growth rates in most European countries in 2014, supported by the roll-out of contactless technology. The challenges for... read more

16 Mar 16 @ 11:55

Splitting a bill with friends at a restaurant, paying back half of a household bill to your partner, urgently sending money to your child studying in another European country…These are... read more

22 Feb 16 @ 10:09

EACHA leads, upon invitation by the ECB, a taskforce consisting of ACHs (including members of EACHA, EBA Clearing and representatives of Target2), national central banks, the ECB, and ad hoc... read more

02 Feb 16 @ 10:44

Cards and card payment at the point of sale (POS) and online showed solid growth rates in most European countries in 2014, supported by the roll-out of contactless technology. The... read more

02 Feb 16 @ 10:16

The merchant payment landscape has changed a lot over the last few years. New Payment Service Providers (PSP) have entered the market, new payment schemes have been introduced, smart phones... read more

10 Dec 15 @ 11:35

As is now commonly known, the MIF Regulation, EU Regulation 2015/751 – on Interchange Fees for Card-Based Payment Transactions – will be significant for the payment industry for many reasons,... read more

29 Jul 15 @ 11:06

Over the past several years, instant payments have become an increasingly important part of the payments landscape. The Euro Retail Payments Board (ERPB), European Central Bank (ECB), European Payments Council... read more

08 Jul 15 @ 15:58

The Euro Retail Payments Board (ERPB) is seeking to drive greater P2P mobile payment interoperability with providers across the continent working closer together. Following its latest meeting, the ERPB (set up... read more

30 Jun 15 @ 10:25

European payments regulation, such as the original Payment Services Directive (PSD) of 2007 and Single Euro Payment Area (SEPA), have already caused significant change within the banking and payment industry.... read more

31 May 15 @ 09:05

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more

28 May 15 @ 00:01

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more

14 Apr 15 @ 12:46

Card Fraud is the driver of major industry initiatives such as EMV implementation to combat the use of lost, stolen and counterfeit cards, while 3D-Secure authentication protects against the fraudulent use... read more

09 Mar 15 @ 12:14

EBA CLEARING announced today the kick-off of an Instant Payment Task Force to support the Company’s ongoing work on the creation of a pan-European solution for instant payment processing. The... read more

30 Jan 15 @ 14:06

The European Union and ECB are once again trying to grapple with the seemingly intractable question of payment system interoperability after nearly 10 years of trying to resolve the issue.... read more

30 Jan 15 @ 13:37

In 2013, cards and payments at the POS and on the internet continued to drive growth in many European countries. The rollout of contactless cards and mPOS terminals gains momentum... read more

30 Jan 15 @ 10:59

“Everything changes but change itself. You cannot step twice into the same river, for other waters and yet others go flowing ever on,” observed Heraclitus of Ephesus (circa 535 –... read more

19 Dec 14 @ 11:29

Suddenly the key EU’s stakeholders (ECB/EC) are talking again about technical payments interoperability and new payments networks.  Many may ask why, for they have struggled over 10 years to fully... read more