Showing results for 'ECB' in all areas
234 Articles | 43 Magazines | 1 Research | 0 Whitepapers

Has Amazon Bank already arrived?

05 Oct 18 @ 10:58

It has long been predicted that Amazon would eventually make a move into banking. In March, Payments Cards and Mobile reported that the online retailer was in talks with J.P. Morgan to offer current... read more

CASH: DOWN, BUT NOT OUT

09 Aug 18 @ 14:57

Cash is a capital-intensive business and nowhere more so than with ATMs. With cash usage generally declining and the fixed and unit costs of providing cash access rising, banks are... read more

Next phase of digital disruption arrives on the rails of real-time payments

17 May 18 @ 11:33

As of late 2017, more countries and regions joined the global real-time payments movement. With the arrival of European Banking Association Real-Time 1 (EBA RT1), SEPA Instant Payments, The Clearing... read more

Anti-money laundering – blind justice or justice that turns a blind eye?

08 May 18 @ 09:33

International efforts to combat money laundering – which latterly have been closely connected with frustrating tax evasion and aggressive tax avoidance – and to staunch the supply of money to... read more

Danske Bank in trouble over weak anti money-laundering controls

04 May 18 @ 09:00

In a week that saw the Australian banking industry under scrutiny, Danske Bank has also been extensively criticised and reprimanded by Danish regulators over weak or non-existent money-laundering controls that... read more

Payment cards in Europe – an update from the European Payment Card Yearbooks

12 Apr 18 @ 10:58

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2017. This was supported by the rollout of contactless technologies,... read more

PAYMENTS IN GERMANY

09 Apr 18 @ 13:45

We examine payments in Europe’s most prosperous economy. How do Germans pay today? And considering the fragmented banking landscape, love of cash and internet-connected, tech-savvy population, what does the future... read more

Voice enabled P2P payments growing through digital assistant

06 Apr 18 @ 11:52

Google recently announced a new Google Assistant feature: the ability to make  P2P payments money transfers  to your friends as well as request cash using voice and Google Pay. The feature is... read more

PAYMENT CARDS IN EUROPE

01 Feb 18 @ 11:33

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2016. This was supported by the rollout of contactless technologies,... read more

CASH STILL KING IN THE EUROZONE

01 Feb 18 @ 09:56

Reports of the death of cash are greatly exaggerated. Nearly 80 percent of payments across the 19 Eurozone countries are made in cash, according to a recent European Central Bank... read more

Real time payments: Towards speed and transparency

01 Nov 17 @ 09:18

While payments might seem ‘instant’ to those engaged in the transaction, the reality is, apart from cash, they are generally not. Real time clearing is what happens when you hand... read more

How can API standardisation be achieved in the context of PSD2?

15 Mar 17 @ 11:05

In less than a year the revised Payment Services Directive (PSD2) will be implemented in European Union (EU) Member States, and the acronym ‘API’ is on the minds of Payment... read more

Market analysis – payments cards in Europe (E33)

14 Mar 17 @ 11:50

Payments cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2015. This was supported by the roll-out of new... read more

New reports show mobile wallet suffering an identity crisis in Europe

07 Mar 17 @ 12:44

New research by Juniper, analysing the mobile wallet market, indicates Europe lagging behind almost every other region in its transaction value forecast despite high levels of tech adoption and smartphone penetration. So, what’s going wrong?... read more

PAYMENT CARDS IN EUROPE

03 Feb 17 @ 14:02

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2015. This was supported by the roll-out of new technologies,... read more

Real-time payments: the race against time

31 Oct 16 @ 10:37

The world seems to have got itself into a great big, tearing hurry. Consumers can send and receive e-mail across the globe in near-real-time. They can download a movie to... read more

European payments statistics for 2015

27 Sep 16 @ 16:53

The European Central Bank (ECB) has today published its European payments statistics for 2015 on non-cash payments, which comprise indicators on access to and use of payment services and terminals by... read more

Whose regulation is it anyway and why it is so important

16 Aug 16 @ 17:13

Sometime it is difficult enough for the industry to keep up with new technology threats and opportunities domestically, let alone regionally or internationally. Given the frenetic pace with which new technology... read more

Impact of emerging regulations on the mobile payments industry

21 Jul 16 @ 12:49

Sometimes it is difficult enough for the mobile payments industry to keep up with new technology threats and opportunities domestically, let alone regionally or internationally. Given the frenetic pace with which... read more

Brexit: Possible impacts on UK consumer payments

24 Jun 16 @ 10:57

Following Britain’s momentous decision to leave the European Union our thoughts must inevitably turn to the potential impact on UK consumer payments. In this blog we provide some early thoughts... read more

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UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more