24 Aug 21 @ 08:49

The introduction of a digital euro would boost consumers’ privacy and protect the eurozone from the “threat” of competing cryptocurrencies that could undermine the bloc’s monetary sovereignty, according to the... read more

06 Apr 17 @ 15:14

Ten years ago the European Commission and the European Central Bank (ECB) announced a common vision for the Single Euro Payments Area (SEPA), which they described as an “integrated market... read more

30 Mar 15 @ 15:41

The European Central Bank has published a new report on digital currencies, describing them as “inherently unstable” whilst remaining upbeat about the potentially transformative benefits they may offer in payments.... read more

30 May 14 @ 11:18

Now that SEPA direct debits and credit transfers are firmly established in Europe, the European Central Bank (ECB) is aiming to speed up SEPA for cards. In a new report,... read more

27 Mar 14 @ 23:46

The European Central Bank (ECB) has given its backing to a new guide for assessing the security of internet payments across the EU. In January 2013, the ECB outlined plans... read more

30 Jan 14 @ 00:38

The European Central Bank (ECB) has announced the creation of a new Euro Retail Payments Board (ERPB) to oversee the integration of the bloc’s retail payments market in a post-SEPA... read more

24 Mar 25 @ 14:19

Digital and mobile infrastructure continue to pave the way for some compelling growth metrics across the E33, as e-commerce and Bulgarian payments soar. PCM’s exclusive annual comprehensive review of the... read more

11 Feb 25 @ 11:17

Digital and mobile payment methods have matured globally amid heightened fraud threats, abounding technology advancement and a raft of complex compliance. With this in mind, what can we expect from... read more

11 Feb 25 @ 11:06

The European Central Bank’s (ECB) 2024 Study on the Payment Attitudes of Consumers in the Euro Area (SPACE) reveals significant shifts in consumer payment behaviours, reflecting an evolving balance between... read more

31 May 24 @ 14:14

They say it takes a village to raise a child. When it comes to CBDCs, this should be the PR mantra for those central banks who have, or are, taking... read more

21 Feb 24 @ 10:56

As Asian economic powerhouses join up their faster payment systems and Africa follows suit, Europe lags in confusion, directives, initiatives and strategies. James Wood asks why Europe can’t copy Asia’s... read more

21 Feb 24 @ 10:45

The havoc to crypto payrolls caused by Binance’s decision to stop supporting the BUSD token shows how quickly a decision by one actor can upset an entire ecosystem. As Central... read more

24 Oct 23 @ 11:22

As Open Banking stumbles and consumers increase their digital footprint, mobile payments could end up dominating the landscape. James Wood considers opportunities and risks in money on the move. There... read more

05 Apr 23 @ 10:07

Recent thinking published by HM Treasury and the European Central Bank show divergence between the UK and European Union (EU) visions for digital currency. At present, the UK seems to... read more

16 Feb 23 @ 16:09

Cash is still the most frequently used means of payment at POS, but its share is declining according to the latest study on the payment attitudes of consumers in the... read more

24 Aug 21 @ 09:03

There are now some 479 electronic money institutions (EMIs) across the European Union and a further 235 in the UK. EMIs store cash for their customers in a digital format... read more

18 Feb 21 @ 10:58

PCM EXCLUSIVE: Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business... read more

23 Dec 20 @ 12:42

At time of writing in November 2020, Bitcoin has surged above $15,000, moving closer to the peak value of almost $20,000 last seen in December 2017 thanks to a rise... read more

19 Oct 20 @ 03:46

We’re now less than 90 days away from Brexit without much sign of a comprehensive trade deal. We look at what this means for payments in the short to medium... read more

19 Oct 20 @ 03:27

Recent research has revealed that SMEs are vital to Europe’s economy as the world seeks to recover from the effects of COVID-19. Despite their importance to the overall economy, small... read more