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Faster Payments Council: Fraud trends and mitigation opportunities

24 Jan 24 @ 19:33

The U.S. Faster Payments Council (FPC), has published a new industry resource, titled Fraud Trends and Mitigation Opportunities. Developed by the FPC Fraud Work Group, this inaugural bulletin is aimed... read more

2024: Invisible payments, digital currencies, wallets and AI

24 Jan 24 @ 14:21

As 2024 begins to pick up pace, we continue to look at invisible payments, digital currencies, wallets and AI, the major themes for 2024. To that end Payments Cards &... read more

Generative AI: Chatbots that work?

23 Jan 24 @ 18:40

In a recent blog we debate the current wave of scepticism about AI. In brief, and outside its obvious applications in fraud detection and management, some senior executives have expressed... read more

Card networks preferred over Banks for Super App delivery

23 Jan 24 @ 18:14

As apps and connected devices increasingly take centre stage in consumers’ lives, the appetite for a single app that seamlessly integrates banking, shopping and personal activities, the so called Super... read more

£187 billion lost to hidden cross-border fees in a single year

23 Jan 24 @ 16:10

Sending money cross-border is a growing part of our international lives, but most people are unaware of what they actually pay to send, spend, or receive money internationally. According to... read more

Worldline partners with Google and gets new investor

22 Jan 24 @ 18:16

Worldline and Google have announced a strategic partnership designed to leverage cutting-edge cloud-based technologies from Google Cloud to take Worldline’s digital transformation further. As part of the partnership, Google will... read more

Africa’s next wave – driving financial inclusion

22 Jan 24 @ 17:55

Despite a long-standing focus on driving financial inclusion and increasing the banked population, Payments Cards & Mobile Managing Editor James Wood argues African governments need to do more to enable... read more

Apple bows to EU regulatory pressure and opens up Apple Pay

19 Jan 24 @ 17:52

Under intense pressure from the EU regulator and facing the potential of a hefty fine, Apple has agreed to let third-party mobile wallet and payment services in Europe use free... read more

European brands will rely on BaaS to unlock €297 billion in revenue

19 Jan 24 @ 13:31

While only 7% of large European companies offer embedded banking services today, 48% have specific plans to launch them in the next three years. 89% of those organisations will partner... read more

First commercially available “Post Quantum Ready” PKI platform

19 Jan 24 @ 12:32

Entrust has announced the general availability of its Post-Quantum Ready PKI-as-a-Service (PKIaaS PQ) platform. With this launch, the company’s cloud-based PKI as a Service offering can now provide both composite... read more

Artificial Intelligence – finding value behind the AI hype

18 Jan 24 @ 18:12

As innovations go, Artificial Intelligence (AI) in payments has seen more hype than most. James Wood sorts the bits and bytes to ask where the value of AI in payments... read more

What can banks learn from Big Tech brands?

18 Jan 24 @ 17:38

As the lines between finance and tech continue to blur, Big Tech companies are making their presence known within banking. Heightened customer expectations have beckoned Big Tech to dip their... read more

Three financial crime trends every bank should know of in 2024

18 Jan 24 @ 17:14

ComplyAdvantage has published its State of Financial Crime report. Built on a survey of 600 senior financial crime decision-makers worldwide, alongside experience working with more than 1,000 companies globally, it... read more

UPI selects Google to take digital wallet global

17 Jan 24 @ 18:23

The National Payments Corporation of India has selected Google Pay as part of its strategy to take India’s digital wallet system, the Unified Payments Interface (UPI), to global markets. The... read more

Payments and the rise of contactless spending in 2024

17 Jan 24 @ 17:59

From consumer to business payments to cross-border transactions, cash is no longer king. Brought about by the rise of smartphones, e-commerce and technology, the convenience of completing everyday banking transactions... read more

Is Open Banking stagnating in Europe?

16 Jan 24 @ 19:25

As the latest Konsentus Open Banking tracker reveals static TPP numbers across both the EU and UK, we ask whether progress is stalling across the continent. When Konsentus reported a... read more

DMI survey: Central Banks Digital Currency intentions

16 Jan 24 @ 19:11

Momentum around central bank digital currency development is building steadily, according to a Digital Monetary Institute (DMI) survey. Of the central banks that responded to a new survey, 41% expect... read more

Tether: The new favoured route for money laundering

16 Jan 24 @ 18:10

A new report has found that casinos, junkets, and cryptocurrency have emerged as a critical piece of the underground banking and money laundering infrastructure, fuelling transnational organized crime. Tether has also... read more

Trending

Revolut eyes an IPO, but the valuation story is the real headline

21 Apr 26 @ 14:35

Revolut is beginning to sound more like a future public market heavyweight than a fast-growing European fintech. Chief executive Nik Storonsky has said the com... more

American Express launches agentic commerce developer kit

16 Apr 26 @ 11:46

American Express is positioning itself early for what could become one of the next major shifts in digital payments: AI agents that do more than recommend produ... more

Banks to reinforce cyber defences as AI changes the threat model

22 Apr 26 @ 19:36

Banks are hardening their cyber defences as artificial intelligence begins to alter the economics of digital attacks. For financial institutions, the challenge ... more