Regulation

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UK regulator lowers APP fraud payout cap amid industry concerns

04 Sep 24 @ 09:39

The UK’s Payment Systems Regulator (PSR) is set to reduce the maximum compensation limit for APP fraud victims to £85,000, down from the originally proposed £415,000. This follows pressure from... read more

UK financial sector faces regulatory push over APP fraud rules

19 Aug 24 @ 13:18

Rachel Reeves, the UK Chancellor, is urging regulators to demonstrate how they are promoting the City’s competitiveness while safeguarding consumers. Reeves’ call comes as the Treasury raises concerns about a... read more

The Italian payments landscape – A detailed analysis

15 Aug 24 @ 14:45

The Italian payments market is undergoing a profound transformation driven by technological advancements and evolving consumer behaviours. As we move through 2024, the Italian market is seeing significant shifts towards... read more

E-commerce and POS proliferate, cash and crypto bring up the rear

09 Aug 24 @ 13:11

Payments Cards & Mobile’s exclusive annual review of payments data from the Digital & Card Payments Yearbooks, covering the 33 European Economic Area (EEA) countries (27 member states plus UK,... read more

The UK payments landscape – A detailed analysis

05 Aug 24 @ 15:32

According to the latest Digital & Card Payment Yearbooks,  in recent years, the UK payments landscape has undergone a dramatic transformation, driven by technological advancements and changing consumer behaviours. The... read more

Revolut strikes gold and receives UK banking licence

25 Jul 24 @ 10:36

Revolut has announced it has finally been granted its long awaited UK banking licence, ending a three-year wait and constant arguments with regulators, delivering an undoubted boost to its expansion... read more

EC accepts commitments by Apple to open NFC on iPhones

11 Jul 24 @ 16:51

The European Commission has made commitments offered by Apple with regards NFC on iPhones legally binding under EU antitrust rules. The commitments address the Commission’s competition concerns relating to Apple’s refusal to grant... read more

The Spanish payments landscape – A detailed analysis

10 Jul 24 @ 16:23

The latest Digital & Card Payment Yearbooks, offers a comprehensive overview of the Spanish payments and it significant transformations in recent years, driven by advancements in technology, consumer behaviour shifts,... read more

The German payments landscape – A detailed analysis

08 Jul 24 @ 16:52

According to the latest Digital & Card Payment Yearbooks, the German payments landscape has evolved significantly, driven by regulatory reforms, technological advancements, and changing consumer behaviours. The adoption of the... read more

Key drivers for growth: MiCA, cryptocurrency and blockchain

05 Jul 24 @ 13:09

At Money20/20 2024, industry leaders Vedran Jankovic from Deutsche Bank and Lukas Enzersdorfer from Bitpanda highlighted the transformative impact of MiCA regulations, cryptocurrency, and blockchain technology on the fintech sector.... read more

Australia’s Central Bank to review retail payments regulation

01 Jul 24 @ 09:21

The Reserve Bank of Australia (RBA) plans to review regulations governing the country’s retail payments. The review is expected to create a new regulatory regime that directly addresses these payments... read more

Instant Payment regulation is number one priority

28 Jun 24 @ 12:00

At the recent EBAday in Lisbon, Portugal there was an interesting roundtable where Sulabh Agarwal, global head of payments at Accenture spoke with Simon McConnell, European clearing head, treasury and... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more