Regulation

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The UK payments landscape – A detailed analysis

05 Aug 24 @ 15:32

According to the latest Digital & Card Payment Yearbooks,  in recent years, the UK payments landscape has undergone a dramatic transformation, driven by technological advancements and changing consumer behaviours. The... read more

Revolut strikes gold and receives UK banking licence

25 Jul 24 @ 10:36

Revolut has announced it has finally been granted its long awaited UK banking licence, ending a three-year wait and constant arguments with regulators, delivering an undoubted boost to its expansion... read more

EC accepts commitments by Apple to open NFC on iPhones

11 Jul 24 @ 16:51

The European Commission has made commitments offered by Apple with regards NFC on iPhones legally binding under EU antitrust rules. The commitments address the Commission’s competition concerns relating to Apple’s refusal to grant... read more

The Spanish payments landscape – A detailed analysis

10 Jul 24 @ 16:23

The latest Digital & Card Payment Yearbooks, offers a comprehensive overview of the Spanish payments and it significant transformations in recent years, driven by advancements in technology, consumer behaviour shifts,... read more

The German payments landscape – A detailed analysis

08 Jul 24 @ 16:52

According to the latest Digital & Card Payment Yearbooks, the German payments landscape has evolved significantly, driven by regulatory reforms, technological advancements, and changing consumer behaviours. The adoption of the... read more

Key drivers for growth: MiCA, cryptocurrency and blockchain

05 Jul 24 @ 13:09

At Money20/20 2024, industry leaders Vedran Jankovic from Deutsche Bank and Lukas Enzersdorfer from Bitpanda highlighted the transformative impact of MiCA regulations, cryptocurrency, and blockchain technology on the fintech sector.... read more

Australia’s Central Bank to review retail payments regulation

01 Jul 24 @ 09:21

The Reserve Bank of Australia (RBA) plans to review regulations governing the country’s retail payments. The review is expected to create a new regulatory regime that directly addresses these payments... read more

Instant Payment regulation is number one priority

28 Jun 24 @ 12:00

At the recent EBAday in Lisbon, Portugal there was an interesting roundtable where Sulabh Agarwal, global head of payments at Accenture spoke with Simon McConnell, European clearing head, treasury and... read more

An introduction to the AI Act: What you need to know

27 Jun 24 @ 16:41

Whether you’re an organisation using AI-driven chatbots for customer enquiries, developing predictive algorithms for credit risk, or image recognition software for security purposes, the upcoming legal obligations of deploying certain... read more

New regulation on APP fraud will come into play as planned

11 Jun 24 @ 13:33

Yesterday, industry body The Payments Association called on the incoming head of the Payments Systems Regulator (PSR) to delay activating new APP fraud regulations around reimbursements. The association highlighted the... read more

Robust financial regulations are key for growth in instant payments

06 Jun 24 @ 09:52

New regulations from the European Council this year have been introduced to support instant payments for consumers and businesses alike across the European Union (EU) and European Economy Area (EEA).... read more

US moves to regulate BNPL the same as credit cards

24 May 24 @ 09:07

The U.S. Consumer Financial Protection Bureau (CFPB) issued a new interpretation under the existing Truth in Lending Act. It states that BNPL (buy now, pay later) companies must provide the same... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more