Regulation

Showing Latest Regulation

CFPB rolls back BNPL oversight as legal pressure mounts

28 Mar 25 @ 10:59

The regulatory future of the Consumer Financial Protection Bureau (CFPB) remains in flux, but recent developments suggest a retreat from its more assertive stance on Buy Now, Pay Later (BNPL)... read more

UK Government abolishes the Payment Systems Regulator

12 Mar 25 @ 14:00

In a landmark decision aimed at reducing regulatory complexity, Prime Minister Sir Keir Starmer has announced the abolition of the Payment Systems Regulator (PSR). The move is part of a... read more

Revolut and Visa mount challenge against UK interchange fees cap

10 Mar 25 @ 12:07

Revolut and Visa have initiated judicial proceedings against the UK’s Payment Systems Regulator (PSR), asserting that the regulator has exceeded its statutory mandate with a proposed cap on interchange fees... read more

The end of PS21/3’s: Key considerations for merchants

07 Mar 25 @ 11:45

As the UK’s payments sector nears the final transition deadline for Policy Statement 21/3 (PS21/3), merchants need to grasp the regulatory and operational shifts it brings. Issued by the Financial... read more

7 fintech and payments trends reshaping retail banking in 2025

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

Coinbase secures pivotal legal victory as SEC withdraws litigation

24 Feb 25 @ 17:42

In a consequential legal and regulatory milestone for the cryptocurrency sector, Coinbase has confirmed that the US Securities and Exchange Commission (SEC) will terminate its lawsuit against the exchange. If... read more

Regulation: Collective responsibility or competitive ruthlessness?

14 Feb 25 @ 12:17

A whole plethora of data and regulation is being enacted or due to be put into place in the UK and Europe to shore up overall digital resilience, and rightly... read more

Australia urges reform of payments regulations amid digital surge

13 Feb 25 @ 11:53

Australia’s banking sector is pushing for urgent legislative reform to modernise the country’s payments regulations framework, as digital transactions, particularly mobile wallet payments, soar. With Australians making over 500 million... read more

EU set to drop FiDA Open Finance regulation

11 Feb 25 @ 09:56

In a significant policy reversal, the European Commission has decided to withdraw its proposed Financial Data Access (FiDA) framework, a move that has elicited varied reactions across the financial sector.... read more

Block and American Express forced to pay big fines to regulator

17 Jan 25 @ 17:10

The digital payments landscape continues to grapple with regulatory scrutiny, as demonstrated by recent settlements involving industry heavyweights American Express and Block (formerly Square). These cases underscore the increasing importance... read more

CFPB sues Capital One for alleged deceptive practices

16 Jan 25 @ 11:00

Baring its now sharp teeth again, the Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Capital One, and its parent company, Capital One Financial Corp., accusing the bank... read more

Getting up to speed with Europe’s instant payments

13 Jan 25 @ 19:27

European instant payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more

Mastercard makes a decisive stablecoin move with BVNK acquisition

17 Mar 26 @ 15:04

Mastercard has agreed to acquire stablecoin infrastructure specialist BVNK in a deal worth up to $1.8 billion, marking one of the clearest signals yet that majo... more