Regulation

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Digital euro: The implications for savings and retail banks

31 Mar 23 @ 11:36

Not wanting to go unheard in this important period of discovery with the digital euro project, the ESBG has been taking an active role in digital euro-related discussions and overall... read more

Kalifa Review is “Work in progress” at two-year anniversary

29 Mar 23 @ 16:04

Launched by former Chancellor and now Prime Minister Rishi Sunak, the Kalifa Review into the future of the UK fintech sector outlined five core recommendations: policy and regulation; skills and... read more

European banking industry sets out a vision for digital euro

29 Mar 23 @ 10:26

The European Banking Federation (EBF) has published a vision paper on a Digital Euro Ecosystem. The EBF sets forth its perspective on the digital money ecosystem of the future, where... read more

Crypto crackdown continues – Binance in US regulators sights

28 Mar 23 @ 12:15

As the US tries to find its feet after waves of criticism over its handling of the current bank crises, which regulators believe was partially caused by over exposure to... read more

Global Open Finance Report: Transition continues at the international level

27 Mar 23 @ 15:44

Open Finance is a consolidated reality both at international and European level: to date, more than 40 countries have launched initiatives in this area. The transition to Open Finance can... read more

EPSM urges clarity around proposed eIDAS 2.0 regulation for card payments

23 Mar 23 @ 13:09

The European Association of Payment Service Providers for Merchants (EPSM) is urging European lawmakers to make clear that card payments with SCA will be out of the scope of the... read more

Large-value payment system EURO1 successfully migrates to ISO 20022

21 Mar 23 @ 14:21

EBA CLEARING says its systemically important payment system EURO1 has successfully migrated to ISO 20022. The RTGS-equivalent payment infrastructure closed its first business day operating on the new message standard.... read more

Half a trillion dollars wiped off Bank stocks as rout continues

20 Mar 23 @ 13:26

It has not been a good week for the global banking community. Starting with Silvergate Bank and ending (so far) in emergency purchase of Credit Suisse, the underlying lack of... read more

Mastercard becomes a trusted provider of Digital ID in the UK

17 Mar 23 @ 13:27

Mastercard announced it is now certified under the United Kingdom’s Digital Identity and Attributes Trust Framework (DIATF) as an Digital ID provider. Mastercard can now offer ID, its digital identity... read more

Silicon Valley Bank contagion poses little risk to European banks

14 Mar 23 @ 14:07

As the contagion from the collapse of Silicon Valley Bank (SVB) and Signature Bank rips through the markets, European countries are rushing to reassure the market that their banks pose... read more

CBDC transactions to exceed $213 billion by 2030 globally

14 Mar 23 @ 13:35

A new study has found the value of payments via CBDCs (Central Bank Digital Currencies) will reach $213 billion annually by 2030; up from just $100 million in 2023. This... read more

From Silvergate to Silicon Valley Bank – what went wrong?

13 Mar 23 @ 16:34

Last week, after Payments Cards & Mobile reported on the failure of Silvergate Bank, an even bigger failure began to unfold for Silicon Valley Bank. On the 9th March shares... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more