Regulation

Showing Latest Regulation

US cryptocurrency battle for supremacy hits the courts

28 Apr 23 @ 09:55

Cryptocurrency exchange Coinbase has filed a legal suit against the Securities and Exchange Commission (SEC), asking that the regulator be forced to publicly share its answer to a months-old petition... read more

Visa – how to cut fraud, reduce friction and grow conversions in the digital economy

26 Apr 23 @ 08:51

With the world’s economy going digital, merchants and banks are looking to maximise the benefits of existing e-commerce security systems to cut fraud and grow conversions. As Visa publish a... read more

MiCA crypto regulation passed by EU Parliament

21 Apr 23 @ 12:51

The European Parliament has signed off on the MiCA regulation, an ambitious and forward thinking law that will give the European Union its first rules to govern the crypto industry... read more

MiCA and the future of cryptocurrency – An economists view

19 Apr 23 @ 17:15

In October 2022, the European Union finalised the text of its regulatory framework called Markets in Crypto-Assets or MiCA. The final vote on the new regulation is scheduled for April 19, 2023, meaning the... read more

Google Play store to offer payment choices following CMA probe

19 Apr 23 @ 16:25

The Competition and Markets Authority (CMA) says it is consulting on commitments offered by Google which would give app developers the freedom to break away from Google Play’s billing system... read more

ECSA: Remove payments from the Digital Identity Regulation scope

17 Apr 23 @ 16:05

The European Banking Federation, the European Association of Co-operative Banks, and the European Savings and Retail Banking Group, jointly known as the European Credit Sector Associations (ECSAs) welcome the ambitions... read more

FTC sue Chargebacks911 for “thwarting chargeback mitigation”

14 Apr 23 @ 13:09

The Federal Trade Commission has filed a suit against Chargebacks911 for unfairly thwarting consumers who were trying to dispute credit card charges through the chargeback process. In a complaint filed in... read more

ChatGPT – how can banks leverage generative AI?

06 Apr 23 @ 12:29

ChatGPT is currently on everyone’s lips. The versatile abilities of this chatbot fire the imagination, but also fuel concerns about the future application of such a simple and widely usable... read more

Report: UK Open Banking market at “crossroads”

31 Mar 23 @ 12:51

A new report on Open Banking by the Coalition for a Digital Economy (Coadec) states that “UK Open Banking is at a crossroads”. A multi-billion pound sector stands on the... read more

Digital euro: The implications for savings and retail banks

31 Mar 23 @ 11:36

Not wanting to go unheard in this important period of discovery with the digital euro project, the ESBG has been taking an active role in digital euro-related discussions and overall... read more

Kalifa Review is “Work in progress” at two-year anniversary

29 Mar 23 @ 16:04

Launched by former Chancellor and now Prime Minister Rishi Sunak, the Kalifa Review into the future of the UK fintech sector outlined five core recommendations: policy and regulation; skills and... read more

European banking industry sets out a vision for digital euro

29 Mar 23 @ 10:26

The European Banking Federation (EBF) has published a vision paper on a Digital Euro Ecosystem. The EBF sets forth its perspective on the digital money ecosystem of the future, where... read more

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Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more