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Stablecoin payments provider Noah has secured both a MiCA crypto-asset service provider licence and a PSD2 payment institution licence, giving it a regulated framework to offer stablecoin and fiat payment services across all 27 EU member states.
Noah Secures EU Licences for Stablecoin Payments
The approvals allow Noah to hold, exchange and transfer stablecoins on behalf of customers, while also executing traditional fiat payments by credit transfer. The company says the structure also positions it to seek direct access to the SEPA network.
For businesses, the appeal is regulatory simplification. Rather than assembling separate banking relationships or applying for licences market by market, customers can operate through a single regulated provider.
Stablecoins Move Closer to Mainstream Payments Infrastructure
The combination of MiCA and PSD2 permissions is strategically important because it bridges crypto-asset activity and conventional payments within one regulatory setup. Noah says it secured its payment institution licence in around one month and its CASP licence in roughly two months.
The new approvals extend its network to more than 150 markets and 60 currencies, alongside existing money transmitter licences in the US and a payment service provider registration in Canada.
The company now holds more than 40 licences, registrations and approvals across three major regulatory regimes.
Compliance Becomes Part of the Product
Noah is positioning regulation as a core part of its commercial proposition.
Customers can complete KYC and KYB once, while relying on Noah’s regulated infrastructure and SOC 2 Type II-audited controls across multiple markets.
That matters as stablecoin adoption moves beyond crypto-native businesses into remittances, fintech, marketplaces and payroll.
Noah says it has signed more than 150 new customers in 2026, while year-to-date revenue has increased 538% compared with the same period in 2025.
The licensing milestone follows a $16m extension to its seed funding round, taking total seed financing to $38m. Part of that capital will be used to expand its regulatory footprint further.
The broader significance is that stablecoin competition is increasingly shifting from token issuance towards regulated distribution. Providers that can combine crypto infrastructure with payments licensing may be better placed to turn stablecoins into practical cross-border payment products.
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