Open Banking

Showing Latest Open Banking

Coinbase and Tink bring Pay by Bank crypto payments to Germany

31 Oct 25 @ 12:12

Coinbase has joined forces with Tink, the Open Banking platform owned by Visa, to launch Pay by Bank crypto payments in Germany. This marks another step toward frictionless, account-to-account transfers... read more

Court freezes CFPB’s Open Banking rule as industry awaits rewrite

31 Oct 25 @ 12:00

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. This leaves banks, credit... read more

American Fintech Council urges CFPB to stop Open Banking fees

22 Oct 25 @ 16:05

The American Fintech Council (AFC) has entered the already muddy waters of the US Open Banking market, urging the CFPB to maintain the principles underpinning Open Banking and protect consumers’... read more

TrueLayer acquires Zimpler to build European Pay by Bank network

22 Oct 25 @ 15:57

TrueLayer, Europe’s largest Pay by Bank network, has announced the acquisition of Zimpler, the fastest-growing Pay by Bank provider in the Nordics, in a landmark deal that consolidates TrueLayer’s position... read more

Why financial institutions must rethink Open Banking in the AI era

20 Oct 25 @ 16:53

In 2018, Open Banking was hailed as a revolution in financial services. British regulators led the way, mandating data-sharing frameworks that promised to empower customers, foster innovation, and intensify competition.... read more

Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

UK payments in transition: Debit cards, digital wallets and cash

01 Oct 25 @ 11:07

The UK payments landscape is undergoing one of the most profound shifts in its history. Figures from UK Payment Markets 2025 show that nearly 49 billion transactions were made in... read more

Pay by Bank adoption stalled by consumer awareness gap

23 Sep 25 @ 15:32

Despite growing institutional interest in account-to-account payments, US consumers remain largely unaware of the “Pay by Bank” option, according to new research from Trustly. The findings reveal that more than... read more

Vipps MobilePay partners with Tink to launch Pay by Bank in Finland

19 Sep 25 @ 14:55

Vipps MobilePay, the Nordic region’s dominant mobile wallet, has announced a partnership with Open Banking provider Tink to bring Pay by Bank functionality to its Finnish users. The move strengthens... read more

Pay by Mobile and the future of online casino payments

18 Sep 25 @ 09:19

As mobile gambling grows in the UK, players expect payments to be as quick and seamless as the games themselves. Pay by Mobile has long been one of the simplest... read more

Stripe challenges JPMorgan over Open Banking data access fees

03 Sep 25 @ 16:02

Stripe has become one of the first major fintechs to formally oppose JPMorgan Chase’s Open Banking plans to charge fees for access to customer financial data, warning that the move... read more

Record growth in UK Open Banking as users hit 15 million

01 Sep 25 @ 11:44

The UK’s Open Banking ecosystem reached a significant milestone in July, with more than 15.16 million individuals and businesses now using services underpinned by the technology. According to the latest... read more

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Agentic commerce triggers new battle over checkout control

27 Jan 26 @ 17:55

The rapid advance of agentic commerce is forcing e-commerce platforms to confront an uncomfortable question: who controls the checkout when machines, not humans... more

Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. [caption id="attachment_57038" align="alignright" width="400"] Pay by Bank... more

NRF: Agentic Commerce – from concept to commercial reality

26 Jan 26 @ 22:01

At NRF Big Show in New York, agentic commerce emerged as more than a futuristic talking point. [caption id="attachment_57648" align="alignright" width="375... more