Open Banking

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JPMorgan data aggregators deal good for Open Banking in the US

17 Nov 25 @ 17:45

JPMorgan Chase has reached a series of landmark agreements with the fintech data aggregators that serve as the connective tissue of the Open Banking ecosystem, securing the right to charge... read more

Coinbase and Tink bring Pay by Bank crypto payments to Germany

31 Oct 25 @ 12:12

Coinbase has joined forces with Tink, the Open Banking platform owned by Visa, to launch Pay by Bank crypto payments in Germany. This marks another step toward frictionless, account-to-account transfers... read more

Court freezes CFPB’s Open Banking rule as industry awaits rewrite

31 Oct 25 @ 12:00

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. This leaves banks, credit... read more

American Fintech Council urges CFPB to stop Open Banking fees

22 Oct 25 @ 16:05

The American Fintech Council (AFC) has entered the already muddy waters of the US Open Banking market, urging the CFPB to maintain the principles underpinning Open Banking and protect consumers’... read more

TrueLayer acquires Zimpler to build European Pay by Bank network

22 Oct 25 @ 15:57

TrueLayer, Europe’s largest Pay by Bank network, has announced the acquisition of Zimpler, the fastest-growing Pay by Bank provider in the Nordics, in a landmark deal that consolidates TrueLayer’s position... read more

Why financial institutions must rethink Open Banking in the AI era

20 Oct 25 @ 16:53

In 2018, Open Banking was hailed as a revolution in financial services. British regulators led the way, mandating data-sharing frameworks that promised to empower customers, foster innovation, and intensify competition.... read more

Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

UK payments in transition: Debit cards, digital wallets and cash

01 Oct 25 @ 11:07

The UK payments landscape is undergoing one of the most profound shifts in its history. Figures from UK Payment Markets 2025 show that nearly 49 billion transactions were made in... read more

Pay by Bank adoption stalled by consumer awareness gap

23 Sep 25 @ 15:32

Despite growing institutional interest in account-to-account payments, US consumers remain largely unaware of the “Pay by Bank” option, according to new research from Trustly. The findings reveal that more than... read more

Vipps MobilePay partners with Tink to launch Pay by Bank in Finland

19 Sep 25 @ 14:55

Vipps MobilePay, the Nordic region’s dominant mobile wallet, has announced a partnership with Open Banking provider Tink to bring Pay by Bank functionality to its Finnish users. The move strengthens... read more

Pay by Mobile and the future of online casino payments

18 Sep 25 @ 09:19

As mobile gambling grows in the UK, players expect payments to be as quick and seamless as the games themselves. Pay by Mobile has long been one of the simplest... read more

Stripe challenges JPMorgan over Open Banking data access fees

03 Sep 25 @ 16:02

Stripe has become one of the first major fintechs to formally oppose JPMorgan Chase’s Open Banking plans to charge fees for access to customer financial data, warning that the move... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more

Mastercard makes a decisive stablecoin move with BVNK acquisition

17 Mar 26 @ 15:04

Mastercard has agreed to acquire stablecoin infrastructure specialist BVNK in a deal worth up to $1.8 billion, marking one of the clearest signals yet that majo... more