14 Nov 23 @ 10:53

The payments industry is under construction. From rails to regulation to currencies, nearly every element of the global payments infrastructure and ecosystem is undergoing a rebuild. This period gives infrastructure... read more

13 Nov 23 @ 18:04

The SEPA Instant Credit Transfer scheme (SCT Inst), which operationalised euro-based Instant Payments, first went live in late 2017. Several years later, Instant Payments have not seen widespread adoption across... read more

13 Nov 23 @ 16:34

The growth wave that issuers have long been riding is breaking, and catching the next one will require repositioning. However, companies that refine their practices can fend off disruption and... read more

10 Nov 23 @ 14:43

Amid the glare of red rockets and much other fanfare, the US finally announced the launch of FedNow on July 2023. 57 US banks (out of some 14,000 with licenses... read more

09 Nov 23 @ 18:02

As Open Banking services approach take-off in some European markets and the US fires up its regulatory engine, we ask: how can banks make money out of Open Banking? It’s... read more

08 Nov 23 @ 11:06

The Consumer Financial Protection Bureau (CFPB) is proposing to supervise larger nonbank companies that offer services like digital wallets and payment apps. Driven largely by Big Tech and other large... read more

07 Nov 23 @ 10:00

The Bank of England (BoE) and Financial Conduct Authority (FCA) have set out proposals that aims to bring stablecoins as a payment option for goods and services in the real... read more

06 Nov 23 @ 12:03

Behind the curtain of an overall attractive market segment, the merchant acquiring business is being convulsed. Changes affect every layer of the mer­chant services stack. For incumbents—banks and payment monoliners—adapting... read more

03 Nov 23 @ 14:27

Nordic countries continue to lead the world in their adoption of cashless payment methods, according to a new Nordic Payments Report. Cash use in the Nordics is the lowest in... read more

01 Nov 23 @ 17:35

UK Finance has launched two reports analysing the risks and opportunities of quantum computing for the UK financial services sector. The reports Quantum Risks and Quantum Opportunities together set out... read more

01 Nov 23 @ 13:25

Consumers increasingly choose digital banking channels to check their balances, initiate payments, apply for loans, and complete other interactions with their banks. This trend creates opportunities for banks to embed... read more

01 Nov 23 @ 12:32

Yesterday Payments Cards & Mobile covered the seemingly unstoppable growth of the Payments Industry big 3. Once again the posted stellar results either for Q3 in the case of Mastercard... read more

31 Oct 23 @ 16:26

With all eyes on the future of Open Banking, merchants, banks and payment providers are convinced that Variable Recurring Payments (VRPs) will unlock widespread  benefits, provided the industry works together... read more

31 Oct 23 @ 14:00

The UK’s Payment Systems Regulator (PSR) has published its first APP fraud and scams performance report. Authorised push payment (APP) fraud happens when a fraudster tricks someone into sending a... read more

30 Oct 23 @ 19:47

One third (33%) of commercial payments clients are highly likely to switch to another provider if it offered more value-added services that enrich the payments experience, according to Accenture’s Commercial... read more

30 Oct 23 @ 18:01

The U.S. Federal Reserve is proposing to cut debit card fees that banks charge merchants for processing debit-card transactions by up to 30%, setting up a face off between the... read more

25 Oct 23 @ 11:48

On the 18th October, The Global Trust Foundation hosted the second edition of the EU Digital Identity Wallets Forum, bringing together more than 100 Digital Identity experts from all over... read more

24 Oct 23 @ 11:00

The last eighteen months have seen fintechs and blockchain companies take a hammering. As the dust settles, Managing Editor James Wood asks what comes next. First, the stark facts. Last... read more

23 Oct 23 @ 09:30

Consumers are looking to new tools and brands to access BNPL, credit and other financial services, according to a new survey. The 2023 State of Credit report which surveyed 3,000... read more

20 Oct 23 @ 09:23

Fintech jobseekers didn’t have an easy H1. With a well-documented 57% decline in fintech investment in London, compared to the same period in 2022, career and company changing has not... read more