Showing results for 'weve' in Articles
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European banks start fight back against competition

15 Feb 24 @ 12:28

New research from Economist Impact finds that European banks are fighting back against competition from platform players, neobanks and payment providers. According to the study, “Challenging the challengers: Europe’s banks... read more

Credit and debit card processing drags down business satisfaction

12 Feb 24 @ 17:26

Small business owners are optimistic about the future, with 88% indicating the financial state of their individual businesses is about the same or better off than a year ago, which... read more

How instant payments can empower the merchant payment experience

09 Feb 24 @ 16:50

Instant payments are a hot topic right now in case you had not noticed. Only yesterday MEPs adopted new rules to ensure instant payment transactions arrive immediately into the bank... read more

Meta platforms identified as lead originators of APP fraud scams

09 Feb 24 @ 13:46

Recently we discussed in a webinar with Visa the growing issue of APP fraud across Europe and the mandatory reimbursement of consumers that is soon to be implemented by regulators... read more

Phygital Payments: What are the trends for 2024

07 Feb 24 @ 19:19

As digital channels grow in importance, a new buzzword rears its head: phygital payments – a blend of the physical and digital – but is phygital  really a thing, or... read more

Half of UK adults use BNPL – government delays plan to regulate

07 Feb 24 @ 18:28

An increasing number of UK consumers are using buy now pay later (BNPL) services despite the government being unlikely to introduce planned regulation to the sector. Such legislation would give... read more

African Fintech to grow to $65 billion by 2030

07 Feb 24 @ 17:56

Africa is predicted to become the world’s fastest-growing continent when it comes to fintech revenue, with a compound annual growth rate (CAGR) of 32%. This means that by 2030, the... read more

Tata to take over UK’s Faster Payments network?

06 Feb 24 @ 18:57

Indian conglomerate Tata Consultancy Services (TCS) is a reported to be leading the pack shortlisted to replace Vocalink as the administrator of the UK’s Faster Payments network – a process... read more

Growth is out there… so why are traditional players struggling?

05 Feb 24 @ 18:13

New research shows that growth opportunities across the payment sector are better than they’ve been in a long time – but traditional “big players”, from banks to processors and retailers,... read more

International payment concerns stop SMEs from expanding overseas

05 Feb 24 @ 18:02

New research shows that concerns around international payments are a leading barrier stopping UK small and medium enterprises (SMEs) from exporting overseas. The research, which surveyed 500 decision makers at... read more

ID verification and authentication unreliable due to AI Deepfakes

05 Feb 24 @ 17:49

Last week represented what could be a turning point in peoples trust in ID verification tools across the internet. A finance worker at a multinational firm was tricked into paying... read more

€35bn of customer deposits across Europe held by EMIs

01 Feb 24 @ 17:43

A new report on the Electronic Money Institution (EMI) market in the UK and Europe finds that EMIs now hold deposits of €35 billion across Europe—an increase of 84% from... read more

Contactless biometric card provider Zwipe taps out of payments

31 Jan 24 @ 18:01

Since as early at 2015 Payments Cards & Mobile has been reporting on the growing trend of securing contactless cards with biometrics. In 2021 we reported on market research on... read more

Reserve Bank of India shuts down Paytm operations

31 Jan 24 @ 16:56

The Reserve Bank of India (RBI) has imposed restrictions on Paytm, which effectively bars the platform from onboarding new customer, and limiting the ability of current users for sending or... read more

Pay by Bank: How will it evolve in 2024?

30 Jan 24 @ 19:43

2023 saw an increased demand for alternative payment options to credit cards. Consumers, who are burdened with unprecedented levels of credit card debt, are seeking ways to take better control... read more

Impending RTGS deadline and its impact on payments sector

30 Jan 24 @ 19:14

The Real-Time Gross Settlement (RTGS) system is ushering in a new era of efficiency, security and immediacy within the payments landscape. Organisations working towards the mandated November 2025 deadline must... read more

Winning Gen Z trust should be top priority for retailers

29 Jan 24 @ 17:44

This year’s peak shopping season will be crucial for retailers as the true impact of the cost-of-living crisis is likely to be written in sales figures. Competition for consumers’ wallets... read more

New research dampens good news for CBDCs

25 Jan 24 @ 16:51

Across the summer 2023 there was a bumper crop of good news for CBDCs, including transactions using the digital Yuan hitting $250 billion, a new CBDC consortium announced by Mastercard... read more

The near-term impact of AI on the cyber threat

25 Jan 24 @ 16:34

During the Bletchley AI Safety Summit in November 2023, international leaders came together to discuss the vast potential of AI models in promoting economic growth, propelling scientific advances, and providing... read more

COBOL – a ticking time bomb in the financial system

24 Jan 24 @ 20:22

Despite it being more than 60 years old, it is thought that around 70% of large corporations – including those in the government, banking, finance, insurance, and automotive industries – still... read more

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Wero expands merchant payments in France with Orange

06 Sep 26 @ 19:31

Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more

ECB and Brazil explore cross-border link between TIPS and Pix

06 Sep 26 @ 19:32

The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more

US Bank tests its own Stablecoin for Cross-Border Payments

10 Sep 26 @ 15:44

US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more