31 May 24 @ 13:35
It all started in early 2024 when a fairly interesting news story sparked headlines: UPI selects Google to take digital wallet global. The basis of the deal was that The... read more
21 Feb 24 @ 09:55
The National Payments Corporation of India has selected Google Pay as part of its strategy to take India’s digital wallet system, the Unified Payments Interface (UPI), to global markets. The... read more
27 Nov 18 @ 11:19
Unified Payments Interface (UPI), a system which allows for instant bank-to-bank fund transfers is gradually taking the lead over the vibrant mobile wallet market in India. A large chunk of... read more
11 Feb 25 @ 11:56
At a time when the value Big Tech continues to surpass that of big banks, it is time to take a closer look at the definitions in play. Banking has... read more
22 Oct 24 @ 14:10
Open banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more
14 Aug 24 @ 08:39
The global economy is rebalancing towards Asia. With total cross-border spend in the region now breaking through half a trillion dollars (more than $546 billion), acquirers in Europe and North... read more
14 Aug 24 @ 08:16
There’s something interesting happening in the world of Direct Carrier Billing (DCB). And it could have a transformative impact on the scale and scope of this as-yet under-represented payment category.... read more
31 May 24 @ 14:33
We’ve heard it all before- it’s incredibly tough to differentiate and be successful in today’s payments market. And yet there are boundless opportunities to cut through the noise and right... read more
31 May 24 @ 14:17
A collaborative and accessible ecosystem are crucial tenets for the success of real time payments. Enough institutions need to be bought in- whether through mandates or market-driven demand- and systems... read more
31 May 24 @ 13:27
Payment services innovation like Pay by Bank and Buy Now Pay Later are expanding the options for shoppers and merchants, giving competition to incumbent card issuers. Long-dominant card payment schemes... read more
02 May 24 @ 10:16
Current approaches have kept fraud at bay: but serious new threats in the digital channel plus digital growing as a proportion of the economy means we need a rethink. James... read more
21 Feb 24 @ 10:56
As Asian economic powerhouses join up their faster payment systems and Africa follows suit, Europe lags in confusion, directives, initiatives and strategies. James Wood asks why Europe can’t copy Asia’s... read more
21 Feb 24 @ 10:45
The havoc to crypto payrolls caused by Binance’s decision to stop supporting the BUSD token shows how quickly a decision by one actor can upset an entire ecosystem. As Central... read more
21 Feb 24 @ 10:34
The global economy is rebalancing towards Asia. As this happens, acquirers and merchants in Europe and North America would be wise to think about how Asian consumers want to pay... read more
24 Oct 23 @ 09:43
A new study finds that the total value of digital wallet transactions will rise from $9 trillion in 2023 to $16 trillion in 2028, a growth of 77 percent. This... read more
27 Oct 21 @ 11:26
Boku has announced the launch of the M1ST (aka Mobile First), the “world’s largest mobile payments network”. The M1ST Payments Network features an unrivalled 330+ mobile payment methods, including mobile... read more
09 Jun 21 @ 04:17
The payments market is full of noise about Chinese payments, from WeChat to digital identity. Outside China, however, many dynamic Asian economies are innovating – and offer great opportunities for... read more
01 Apr 21 @ 13:49
Cryptocurrencies are going mainstream, despite continued talk of a bubble and crypto’s reputation as the province of libertarians, geeks and criminals. James Wood dons a fake hipster beard to find... read more
18 Dec 19 @ 15:49
Although the global e-commerce market is set to grow at around 7 percent per annum for the next five years to around $40 trillion by 2024, significant barriers to the... read more
08 Apr 19 @ 14:39
A new survey from PwC has identified opportunities and risks in Open Banking, with estimated revenue of £7.2bn up for grabs over the next three years. Meanwhile, a consumer study... read more
06 Sep 26 @ 19:31
Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more
06 Sep 26 @ 19:32
The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more
10 Sep 26 @ 15:44
US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more