03 Feb 17 @ 12:57

Mastercard and Visa have committed to accelerating the adoption of an open digital wallet. The card networks announced their agreement to allow each network to request tokenised credentials from the... read more

24 May 16 @ 15:25

A CONSISTENT STANDARD for the implementation of payment account references (PAR) is now available, following an update to the EMV payment tokenisation specification. Acquirers, merchants and payment processors can use... read more

01 Oct 15 @ 08:24

As issuers explore when and how to roll out mobile wallets, they should consider certain core accelerators, argues a recent white paper from payment processor, TSYS. These include a well-established... read more

02 Oct 14 @ 15:38

Visa has initiated the roll-out of its tokenisation service to US clients. Visa Token Service replaces sensitive payment account information found on plastic cards with a digital account number or... read more

13 Oct 25 @ 13:43

Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic... read more

05 Aug 25 @ 17:15

Circle, the issuer of the world’s second-largest stablecoin USDC, is taking a step towards becoming a fully-fledged bank. The company has filed an application with the Office of the Comptroller... read more

05 Aug 25 @ 17:05

The concept of verifying identity has underpinned human civilisation for millennia, from Mesopotamian seals to ink signatures and passports. Today, as the payments industry undergoes rapid transformation, digital identity (DI)... read more

05 Aug 25 @ 17:03

In an era defined by urgent climate imperatives and shifting social expectations, the payments industry finds itself at a strategic inflection point. Environmental, social, and governance (ESG) considerations, once the... read more

05 Aug 25 @ 09:03

There is something in the air folks, first Amazon, then Mastercard and now Visa has unveiled a major strategic vision for the future of digital payments including agentic AI. The... read more

24 Mar 25 @ 14:19

Digital and mobile infrastructure continue to pave the way for some compelling growth metrics across the E33, as e-commerce and Bulgarian payments soar. PCM’s exclusive annual comprehensive review of the... read more

24 Mar 25 @ 14:11

Wallets and SoftPOS will dominate merchant headlines front-of-house, while AI will shore up back-of house. Anna Milne speaks to three payments players ahead of MPE, to ask what’s keeping them... read more

24 Mar 25 @ 10:23

2025 will be the year cross-border payments come into their own. As instant payments become a household item, increased global commerce, initiatives and mandates spell great leaps for payments across... read more

11 Feb 25 @ 11:17

Digital and mobile payment methods have matured globally amid heightened fraud threats, abounding technology advancement and a raft of complex compliance. With this in mind, what can we expect from... read more

22 Oct 24 @ 13:55

Adding a new spin, or at least exploring an additional use case for CBDCs, the pioneering project established in Switzerland, Project Helvetia, begun in 2020, has just announced Phase III.... read more

14 Aug 24 @ 08:55

It’s fair to say there is much education, progress and evaluation to be conducted within the field of CBDCs and digital currencies – so much to unpack that we are... read more

31 May 24 @ 14:50

Fresh off the press, Payments Cards & Mobile’s exclusive annual review of payments data covering the 33 European Economic Area (EEA) countries (27 member states plus UK, Iceland, Norway, Switzerland,... read more

02 May 24 @ 10:01

In a recent feature, we questioned Europe’s current approach to cross-border payments. Now the P20 consortium has published a white paper that confirms and amplifies our editorial position: as real-time... read more

24 Oct 23 @ 09:43

A new study finds that the total value of digital wallet transactions will rise from $9 trillion in 2023 to $16 trillion in 2028, a growth of 77 percent. This... read more

26 May 22 @ 06:43

Almost 40 percent of Spaniards say they use mobile payments to pay for their purchases. This is revealed by the second edition of a study of mobile payment trends in... read more

20 Apr 22 @ 14:09

Hygiene-conscious consumers gravitated towards contactless payment methods during the pandemic to minimise contact with EFTPOS terminals. Governments took note of this trend and several countries, including the UK, the Czech... read more