05 Aug 25 @ 17:07

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

14 May 25 @ 10:57

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

24 Oct 23 @ 10:28

As the latest Konsentus Open Banking tracker reveals a decline in TPP numbers across both the EU and UK, we ask whether progress is stalling across the continent. When Konsentus... read more

14 Aug 23 @ 16:15

As Open Banking services approach take-off in some European markets and the US fires up its regulatory engine, we ask: how can banks make money out of Open Banking? It’s... read more

06 Jun 23 @ 13:27

Open Banking services are taking off world-wide. But questions remain about how some players – especially banks – can make money out of this new era. As Variable Recurring Payments... read more

05 Apr 23 @ 09:58

Five years after firing the starting gun on Open Banking, it looks like things are going well in the UK. However, a key question remains – especially for the fintechs... read more

29 Dec 22 @ 03:46

Consumers are looking for greater choices like mobile payments, crypto wallets, and person-to-person payment apps, which are taking their place alongside staple payment methods like cards and bank-to-bank ACH payments.... read more

21 Apr 22 @ 09:47

New data from the UK’s Open Banking Implementation Entity (OBIE) shows products in-market and user numbers accelerating. Meanwhile, major European markets such as France and Germany are moving from strategy... read more

16 Dec 21 @ 13:16

A new report by European Open Banking services provider Tink finds much positive sentiment about the greater competition and wider palette of services Open Banking will bring. Such breathless optimism... read more

09 Jun 21 @ 04:24

It’s been four years since UK regulators fired the starting gun on Open Banking, followed closely by the EU and 36 other markets world-wide. As a major new study into... read more

01 Apr 21 @ 13:19

On 25th January, Mastercard announced an increase in the interchange rate for cross-border e-commerce transactions on credit cards between the UK and EU, from 0.3 percent to 1.5 percent. The... read more

18 Feb 21 @ 11:19

Nearly six billion calls were made from fintech APIs to bank servers in the UK in 2020, and more than four million open banking payments were completed. Figures from the... read more

18 Aug 20 @ 12:10

It’s been more than two years since the EU launched Open Banking in January 2018. PCM asks how much has really happened since then – and where the future lies... read more

18 Dec 19 @ 15:16

American Express says it will launch an Open Banking product that will enable UK consumers to pay for goods and services online directly from their bank account. Pay with Bank... read more

08 Apr 19 @ 14:39

A new survey from PwC has identified opportunities and risks in Open Banking, with estimated revenue of £7.2bn up for grabs over the next three years. Meanwhile, a consumer study... read more

03 Oct 18 @ 12:50

Barclays says it will embrace the Open Banking revolution by updating its core mobile banking app allowing customers to view accounts from rival banks in one place. This change has... read more

03 Oct 18 @ 12:32

The Open Banking Implementation Entity (OBIE) has announce the publication of the Open Banking Standards version 3. This update builds significantly on the version of the standards that launched in... read more

09 Aug 18 @ 14:33

NatWest is reported to be trialling a new payments system with Carphone Warehouse enabling consumers to make e-commerce transactions directly with NatWest Pay from their bank accounts without the need... read more

01 Feb 18 @ 09:47

All but one of 100 payments executives at large banks said their bank plans to make major investments in Open Banking initiatives by 2020, according to the results of a... read more

12 Oct 17 @ 09:49

The adoption of the revised payment services directive (PSD2) in Europe is changing the relationship between banks and FinTechs, specifically around open access to customer account data and the payments... read more