13 Oct 19 @ 08:00

Launched just over a year ago in Europe, GDPR is being hailed as a success, with similar legislation either enacted or on its way in Canada, Australia, Brazil and Singapore.... read more

12 Oct 19 @ 08:34

The EU’s Strong Customer Authentication (SCA) regulations were meant to come in to full effect on 14 September. Required to enhance e-commerce security in the face of rising fraud, some... read more

11 Oct 19 @ 09:32

Ahead of Money 2020 USA, James Wood asks to what extent are new payment technologies like voice and face mere hype – or a vision of the future? And what’s... read more

06 Aug 19 @ 12:17

The rise of digital payments is one reason why some analysts predict heavy weather for the major card networks. Others include tighter regulation, possible disintermediation through open banking innovations, creaking... read more

06 Aug 19 @ 11:32

The tenth anniversary edition of AT Kearney’s Retail Banking Radar describes an industry which has changed radically, with a quarter of Europe’s bank branches in 2008 now closed. At the... read more

04 Jun 19 @ 10:55

‘Data Lakes’ are gaining explosive traction with payments businesses in Europe and North America. Proponents say they offer a more flexible, scaleable and cheaper data storage solution than traditional data... read more

08 Apr 19 @ 13:18

A late 2017 McKinsey study warned payments firms should be more worried about “Big Tech” than fintechs as a threat to their businesses. Since then, Facebook, Apple, Google and Amazon... read more

08 Apr 19 @ 13:11

Successive waves of Point-of-Sale (POS) terminals are “sunsetting” – no longer receiving software updates – leading to significant upgrade or replacement costs for retailers. Meanwhile, non-POS methods of payment are... read more

08 Apr 19 @ 13:06

Growing numbers of countries are rebuilding their national payments infrastructures (NPI), including the UK, Australia, India, Canada and Singapore. PCM Editor James Wood looks at what’s gone right and wrong,... read more

06 Feb 19 @ 06:03

MagnaCarta Communications has published its 2019 FinTech Disruptors study, “Removing Roadblocks: The New Road of FinTech” in partnership with Klarna. This study, which sought responses from 5,000 professionals across Europe,... read more

06 Feb 19 @ 06:02

A new report from SWIFT and the Boston Consulting Group, Global Payments 2018, has projected major shifts in emphasis and structure for the payments industry over the next decade. Whilst... read more

06 Feb 19 @ 06:00

Different approaches to the regulation of new payments technologies is creating confusion and uncertainty for payments companies and consumers within different regions and between countries. This uncertainty risks impeding innovation... read more

06 Feb 19 @ 05:29

Hot on the heels of Tieto launching its API Hub, Spiir’s Nordic API Gateway has received a €5.2 million investment from DNB and Danske Bank as the banks continue their... read more

06 Feb 19 @ 05:07

A range of pressures are bearing down on acquiring and processing businesses, including the emergence of new technologies such as faster payments and blockchain solutions – not to mention increasing... read more

27 Nov 18 @ 06:41

There is no doubt that lack of trust in the payment system remains a fundamental obstacle to a cashless society. Research shows that consumers are now more concerned than ever... read more

01 Jun 18 @ 10:23

The doom-mongers have long been predicting an existential crisis in banking. Banks are being assailed on every side — by FinTech start-ups, Big Tech and regulators. They must maintain 24/7... read more

09 Apr 18 @ 13:45

We examine payments in Europe’s most prosperous economy. How do Germans pay today? And considering the fragmented banking landscape, love of cash and internet-connected, tech-savvy population, what does the future... read more

09 Apr 18 @ 13:32

Now in its 11th year, the Merchant Payments Ecosystem event in Berlin in February brings together players from across the length and breadth of the payments value chain for a... read more

01 Feb 18 @ 11:21

While P2P and P2B payment markets are undoubtedly huge, financial services incumbents and new entrants are also targeting the much larger B2B opportunity. B2B payments have traditionally been complex, time-consuming,... read more

01 Feb 18 @ 11:15

November 2017 saw the launch of instant payment systems in the US and Europe. PCM looks at the barriers and enablers to real-time payments, and how organisations can position themselves... read more