16 Dec 21 @ 13:46

The trend for outsourcing banking and payments services shows no sign of abating. James Wood asks why providers are outsourcing so much, and what’s going to happen next. It seems... read more

27 Oct 21 @ 11:40

A new report reveals FinTechs who outsource to specialist partners generate nearly £1 million in additional revenue. The report, Specialists vs. generalists: How do fintechs fuel growth? explores why and... read more

24 Aug 21 @ 09:05

Another day, another headline telling us account-to-account and instant, or “faster” payments are taking over across Europe. In March this year, Swedish account-to-account specialist Trustly said its payments volumes were... read more

24 Aug 21 @ 08:45

Research amongst 785 professionals at global financial institutions and banks reveals that most organisations are already deriving the benefits of Open Banking and Banking as a Service (BaaS). Open Finance... read more

01 Apr 21 @ 13:52

Rapid growth in card issuance and usage, a fast-expanding POS network and growing economies. Eurasia holds exciting opportunities for all kinds of payments players – so why aren’t more international... read more

01 Apr 21 @ 13:44

As the payments ecosystem expands to include new players and payment methods including account to account and blockchain-enabled payments, we ask how much longer merchants are going to put up... read more

18 Feb 21 @ 10:58

PCM EXCLUSIVE: Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business... read more

18 Feb 21 @ 10:26

Proponents say payments automation will reduce costs, speed up transactions and make life easier for consumers and businesses. Yet many problems remain – not least data protection and digital identity... read more

23 Dec 20 @ 11:14

In a recent statement, EuroCommerce – the European retailers’ association – has welcomed the EU’s retail payments strategy (RPS) and plans for European banks to collaborate in a European Payments... read more

23 Dec 20 @ 11:13

Last year the European Central Bank said that it welcomed the European Payments Initiative (EPI), an initiative by some of Europe’s top banks to explore the development of a “rival... read more

23 Dec 20 @ 11:03

European banking has been a hotbed of innovation in recent years, as Open Banking regulations, new cloud technologies, and near-universal adoption of smartphones have paved the way for a proliferation... read more

19 Oct 20 @ 03:46

We’re now less than 90 days away from Brexit without much sign of a comprehensive trade deal. We look at what this means for payments in the short to medium... read more

19 Oct 20 @ 03:42

Investors and intermediaries are flocking to Latin America, lured by high growth rates in everything from e-commerce to mobile wallets. But stubbornly high cash use, a low banked population and... read more

19 Oct 20 @ 03:07

Visa and Mastercard recently reported quarterly results. In its fiscal third-quarter earnings, Visa said that revenue expectations had been hit, but the COVID-19 crisis continues to drive mixed spending trends,... read more

19 Oct 20 @ 03:06

The contactless payment market exceeded $40 billion in 2019 and will grow at 15 percent CAGR from 2020 to 2026. Global shipments of contactless-enabled equipment are projected to reach 15... read more

21 Jul 20 @ 12:44

Only nine percent of the world’s top tier banks are effectively monetising payments data. Findings from Aite Group’s report “The Payments Transformation Race: Criteria for Success”, commissioned by Icon Solutions,... read more

21 Jul 20 @ 12:41

Infosys Finacle have published their look forward at retail banking trends in 2020. Entitled “Scale Digital”, the report predicts 2020 will see a decisive shift in banks’ business models away... read more

06 Apr 20 @ 13:37

Digital-only banks, or neobanks, have been a major focus for investors, and are gathering new customers by the boatload. But are they really banking’s future – or just a sophisticated... read more

06 Apr 20 @ 13:31

Payments FinTech has been an investor focus for years. And while many FinTech payments ventures have seen big successes, we’ve only just begun. PCM’s James Wood presses the button for... read more

13 Feb 20 @ 07:08

From Egypt and Jordan through to the Gulf, the Middle East has seen a lot of progress in payments. Yet some significant roadblocks remain, including rising fraud, enabling cards for... read more