16 Feb 23 @ 14:27

First sight of European payments landscape for 23 PCM’s exclusive annual review of payments data from 33 European countries confirms the growth of online payments versus in-person, as well as... read more

29 Dec 22 @ 04:23

From Open Banking and instant payments through the Next Big Thing in crypto, James Wood reads the cards to find out what’s coming next in the new year. Those who... read more

29 Dec 22 @ 04:17

The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more

29 Dec 22 @ 04:14

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more

29 Dec 22 @ 04:08

The news that Venmo has been added by Amazon as a payment method feels like a watershed moment. For years, industry chat has talked about the potential for payments that... read more

29 Dec 22 @ 04:07

The Global Payments Innovation Jury has published its 2022 report into the direction of the industry. PCM caught up with Jury Chairman John Chaplin to get his views on the... read more

29 Dec 22 @ 03:56

Across major economies everywhere, the current rapid rise in the cost of living is having a profound effect on the way people pay, save and bank, with many segments of... read more

24 Oct 22 @ 13:27

Today’s leading financial institutions still operate outdated card platforms from the 1990s and need to change. But why are so many opting to patch their systems up, rather than switch?... read more

24 Oct 22 @ 13:12

As part of our ongoing quest to demystify the hype and find the truth in payments, we take a look at the latest buzz-word, “embedded payments” and ask what it... read more

24 Oct 22 @ 11:15

UK consumers are significantly ahead of their European counterparts in their embrace of digital banking, new data shows. The research, commissioned by Europe’s leading provider of consumer and business credit... read more

24 Oct 22 @ 10:30

ING has announced, following the closure of the Yolt cashbook app last year, to phase out its Yolt business-to-business Open Banking activities as well. This was reported by the bank... read more

25 Aug 22 @ 11:23

As implementation of the EU’s Strong Customer Authentication (SCA) moves from a “soft” to “hard” state – that is, with liability transferring to those merchants that don’t employ SCA –... read more

26 May 22 @ 09:15

The Middle East and North Africa (MENA) region is on a path similar to the rest of the world: declining cash use and increasingly sophisticated electronic payments. However, this simple... read more

26 May 22 @ 06:02

There are rumours circulating that Apple has purchased Credit Kudos with an eye to launching its Apple Card in the UK market. The company offers insights and scores based on... read more

21 Apr 22 @ 10:11

New data from PCM’s yearbooks reveals strong growth in electronic payments across Russia and the former Commonwealth of Independent States (CIS) – though cash use persists and next-generation payment technologies... read more

21 Apr 22 @ 10:09

As BNPL continues to soar and clamour to regulate grows, industry leaders are adopting a war mentality, criticising the credit card sector. HOWEVER, the right regulation is required to prevent... read more

21 Apr 22 @ 09:48

As both Visa and Mastercard announce higher charges for e-commerce transactions and almost two-thirds of Europeans now bank online, it seems the popularity of alternative payment methods, or “alt-pays”, continues... read more

20 Apr 22 @ 11:06

There are rumours circulating that Apple is in the process of purchasing Credit Kudos with an eye to launching its Apple Card in the UK market. The company offers insights... read more

17 Feb 22 @ 14:04

As reported in Payments Cards & Mobile, Amazon announced in November that it would stop taking payments from Visa credit cards issued in the UK, because of sky-high fees. Interchange... read more

17 Feb 22 @ 13:58

A new study has found the value of global e-commerce payment transactions will exceed $7.5 trillion by 2026, up from $4.9 trillion in 2021. This growth rate of 55 percent... read more