31 May 24 @ 14:33

We’ve heard it all before- it’s incredibly tough to differentiate and be successful in today’s payments market. And yet there are boundless opportunities to cut through the noise and right... read more

31 May 24 @ 14:06

Retail banking is in various degrees of flux yet it is becoming clear that payments have fast become the differentiating factor for success. While much of the noise around modern... read more

02 May 24 @ 10:09

As deepfaking and synthetic ID skyrocket, we ask if digital ID is as secure as claimed – and what else might provide transaction security if digital ID ends up being... read more

02 May 24 @ 10:05

New research by Bain Consulting presented at the recent MPE conference claims the number of payment cards in circulation will peak by 2029, followed by a decline in favour of... read more

21 Feb 24 @ 10:56

As Asian economic powerhouses join up their faster payment systems and Africa follows suit, Europe lags in confusion, directives, initiatives and strategies. James Wood asks why Europe can’t copy Asia’s... read more

21 Feb 24 @ 10:50

Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. James Wood pulls back the covers to see what’s in... read more

21 Feb 24 @ 10:27

Despite being more than 60 years old, it is thought that around 70 percent of large corporations – including those in the government, banking, finance, insurance and automotive industries –... read more

14 Dec 23 @ 16:24

News that the European Payments Initiative (EPI) is set to purchase the Netherlands’ successful domestic instant payment player iDEAL – as well as Belgium’s equally successful Payconiq – comes at... read more

24 Oct 23 @ 11:22

As Open Banking stumbles and consumers increase their digital footprint, mobile payments could end up dominating the landscape. James Wood considers opportunities and risks in money on the move. There... read more

24 Oct 23 @ 10:31

As we write about Elon Musk’s plans for X and the future of Open Banking in Europe, news reaches PCM of an alternative to either the social media giants or... read more

14 Aug 23 @ 16:16

The last eighteen months have seen fintechs and blockchain companies take a hammering. As the dust settles, Managing Editor James Wood asks what comes next. First, the stark facts. Last... read more

14 Aug 23 @ 15:22

On 28 June, the European Commission published plans for its third payment services directive (PSD3), the successor to 2018’s PSD2. While these plans seem sound enough, questions remain over both... read more

14 Aug 23 @ 14:53

According to a new study by IDC Financial Insights, spending on legacy payments technology is rising rapidly and damaging the growth prospects of banks around the world. Global financial institution... read more

14 Aug 23 @ 14:29

Discover has released its annual Fintech State of the Union, providing global perspectives from consumers, fintech vendors, and venture capitalists. The research study commissioned by 451 Research surveyed global fintechs... read more

14 Aug 23 @ 14:27

The 2023 version of The Global Payments Report by Worldpay, has revealed that Account to Account payments are now worth $525 billion globally – and are projected to grow at... read more

06 Jun 23 @ 13:02

While corporations and governments tout the advantages of digital ID to simplify access to digital services, consumer concerns about privacy and control of data are surging. Self-sovereign ID (SSI) –... read more

06 Jun 23 @ 12:55

When so many surveys land in an Editor’s inbox, it can be hard to make sense of them all.  Yet a slew of recent data about SMEs – some of... read more

05 Apr 23 @ 10:17

Virtual cards are taking the payments world by storm. We ask why this is happening, what it means – and how long it’s going to last… As a grizzled hack,... read more

16 Feb 23 @ 16:40

Think about banking, and you might think Tom Cruise or Michael Douglas in Wall Street – or, more recent movies like The Big Short. Either way, your mental image will... read more

16 Feb 23 @ 16:18

New technologies such as Account-to-Account payments and Open Banking are taking intermediaries out of the value chain in payments, while fresh advances in blockchain threaten total disintermediation. James Wood looks... read more