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14 Aug 23 @ 15:22
Amid the glare of red rockets, one imagines, the US has finally announced the launch of FedNow for July 2023. 57 US banks (out of some 14,000 with licenses in... read more
11 Feb 25 @ 11:54
Account to account (A2A) payments are making strides and 2025 looks to be the year they will truly take off. Between Variable Recurring Payments (VRPs) and other A2A solutions, apps... read more
10 Dec 24 @ 10:55
It’s fair to say that instant payments in the US is a complex playground given the hugely diverse and expansive network of regional, national and international institutions. When the RTP... read more
10 Dec 24 @ 10:16
In previous articles on Payments Cards & Mobile we established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates... read more
22 Oct 24 @ 14:10
Open banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more
31 May 24 @ 14:06
Retail banking is in various degrees of flux yet it is becoming clear that payments have fast become the differentiating factor for success. While much of the noise around modern... read more
14 Aug 23 @ 16:16
As new payment methods proliferate for both consumers and businesses, user experience (UX) means more than ever – and can make the difference between success and failure. James Wood gets... read more
29 Dec 22 @ 04:08
The news that Venmo has been added by Amazon as a payment method feels like a watershed moment. For years, industry chat has talked about the potential for payments that... read more
21 Apr 22 @ 09:48
As both Visa and Mastercard announce higher charges for e-commerce transactions and almost two-thirds of Europeans now bank online, it seems the popularity of alternative payment methods, or “alt-pays”, continues... read more
23 Dec 20 @ 11:13
Last year the European Central Bank said that it welcomed the European Payments Initiative (EPI), an initiative by some of Europe’s top banks to explore the development of a “rival... read more
11 Jun 26 @ 16:00
A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more
18 May 26 @ 17:07
The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more
31 May 26 @ 12:59
The debate around European payments sovereignty has intensified significantly over the past two years. Policymakers, regulators and financial institutions acros... more
