10 Jul 24 @ 16:23

The latest Digital & Card Payment Yearbooks, offers a comprehensive overview of the Spanish payments and it significant transformations in recent years, driven by advancements in technology, consumer behaviour shifts,... read more

25 Jun 24 @ 10:39

The European Central Bank (ECB) has published its first progress report on the digital euro preparation phase, which was launched on 1 November 2023 with the aim of laying the foundations... read more

14 Jun 24 @ 11:08

As part of the design phase for a digital pound, the Bank of England (the Bank) is conducting experiments and proofs of concept (PoC) in collaboration with private-sector innovators and... read more

15 May 24 @ 16:33

With the world now accustomed to completing business transactions in three seconds or less, there is an opportunity for bankers to consider central bank digital currencies as a platform for... read more

14 May 24 @ 17:00

Yesterday, the Eurosystem successfully completed the first experiment in using new DLT technologies for the settlement of wholesale transactions in central bank money. Initially, 16 private companies have been onboarded and... read more

20 Feb 24 @ 10:43

Many banks are worrying their customers might withdraw deposits to hold digital euro instead. These fears are misplaced, argue ECB Executive Board member Piero Cipollone, Ulrich Bindseil and Jürgen Schaaf,... read more

24 Jan 24 @ 14:21

As 2024 begins to pick up pace, we continue to look at invisible payments, digital currencies, wallets and AI, the major themes for 2024. To that end Payments Cards &... read more

16 Jan 24 @ 19:11

Momentum around central bank digital currency development is building steadily, according to a Digital Monetary Institute (DMI) survey. Of the central banks that responded to a new survey, 41% expect... read more

24 Nov 23 @ 09:53

Cash is the major form of payment across Europe, with its use being most common in Austria and Germany and lowest in Finland. Despite the significant differences in cash usage,... read more

21 Nov 23 @ 18:24

With the decision of the ECB on the start of the preparation phase, Europe has come one step closer to the digital euro. However, there is still a number of... read more

14 Nov 23 @ 16:55

Central bank digital currencies like the digital euro still spark enthusiasm, at least among some central bankers, not least of all the European Central Bank. After two years of studying... read more

02 Nov 23 @ 17:59

Visa, HSBC and Hang Seng Bank say they have concluded participation in the Hong Kong Monetary Authority’s (HKMA) e-HKD tokenised deposits pilot for a CBDC. The program, which is part... read more

18 Oct 23 @ 17:24

The Governing Council of the European Central Bank (ECB) decided today to move to the next phase of the digital euro project: the preparation phase. This decision follows the completion of... read more

10 Oct 23 @ 18:21

As the European Central Bank (ECB) progresses towards a final decision on its digital euro retail CBDC, the Spanish banking sector has put together use cases that would see the... read more

06 Sep 23 @ 16:19

In a significant development, according to Changchun Mu, director of the People’s Bank of China’s Digital Currency Research Institute, China’s CBDC, the digital yuan, is undergoing major upgrades. Mu spoke... read more

18 Aug 23 @ 11:41

In a recent article written for the FT by former Bank of England economist Andy Haldane, I was struck by an element of his argument around central bank digital currency... read more

13 Jul 23 @ 09:37

A new report from BIS presents the results of a survey of 86 central banks conducted in late 2022 about their involvement in central bank digital currencies work, as well... read more

31 May 23 @ 11:53

The European Central Bank (ECB) has published two reports on its market research and prototyping exercise, which were both conducted as part of the investigation phase of the digital euro project. The... read more

23 May 23 @ 14:45

New laws or considerable amendments to existing finance and data rules will be required if the UK economy is to be fit to accommodate a digital pound, two lawyers told... read more

10 May 23 @ 12:51

Giorgio Andreoli took up the post of Director General of the European Payments Council (EPC) on 1 April 2023. To get his views on the direction of the payments landscape... read more