15 Jun 20 @ 03:00

The UK’s Financial Conduct Authority (FCA) has delayed the implementation of Strong Customer Authentication (SCA). This is the second delay it has authorised. Last year, the FCA extended the deadline... read more

09 Aug 18 @ 14:43

The European Banking Authority (EBA) clarifies a number of issues in the regulatory technical standards (RTS) on strong customer authentication. The EBA had the delegated authority under the revised payment... read more

01 Jun 18 @ 10:12

It was a long gestation and difficult birth but Europe finally has new requirements for strong customer authentication. They will apply across the region from 14 September 2019, bringing much-needed... read more

05 Aug 25 @ 17:05

The concept of verifying identity has underpinned human civilisation for millennia, from Mesopotamian seals to ink signatures and passports. Today, as the payments industry undergoes rapid transformation, digital identity (DI)... read more

24 Mar 25 @ 14:19

Digital and mobile infrastructure continue to pave the way for some compelling growth metrics across the E33, as e-commerce and Bulgarian payments soar. PCM’s exclusive annual comprehensive review of the... read more

10 Dec 24 @ 10:16

In previous articles on Payments Cards & Mobile we established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates... read more

14 Aug 23 @ 15:22

On 28 June, the European Commission published plans for its third payment services directive (PSD3), the successor to 2018’s PSD2. While these plans seem sound enough, questions remain over both... read more

05 Apr 23 @ 10:13

In our ongoing quest to get behind the hype, we consider Data Analytics and how much of a benefit this gives banks, service providers and retailers when it comes to... read more

16 Feb 23 @ 14:27

First sight of European payments landscape for 23 PCM’s exclusive annual review of payments data from 33 European countries confirms the growth of online payments versus in-person, as well as... read more

29 Dec 22 @ 04:14

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more

25 Aug 22 @ 11:23

As implementation of the EU’s Strong Customer Authentication (SCA) moves from a “soft” to “hard” state – that is, with liability transferring to those merchants that don’t employ SCA –... read more

25 Aug 22 @ 10:45

A new study has found that the value of biometric authenticated remote mobile payments will reach $1.2 trillion globally by 2027, rising from $332 billion in 2022. This growth of... read more

26 May 22 @ 09:43

Request to Pay (R2P) is a hot industry buzzword. While still in its infancy, R2P promises greater control and faster settlement for consumers and businesses alike. James Wood goes under... read more

26 May 22 @ 06:09

Data from Barclaycard Payments, which processes £1 in every £3 spent on credit and debit cards in the UK, shows that many online businesses are still not fully compliant with... read more

17 Feb 22 @ 14:38

As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its provisions. Strong Customer Authentication (SCA) was introduced across the EU... read more

17 Feb 22 @ 14:04

As reported in Payments Cards & Mobile, Amazon announced in November that it would stop taking payments from Visa credit cards issued in the UK, because of sky-high fees. Interchange... read more

16 Dec 21 @ 13:20

Gaming is big business – and it’s getting bigger, with payments for items in-game rocketing in popularity. James Wood surveys the latest trends in gaming payments, including reducing customer friction,... read more

16 Dec 21 @ 13:14

Another week, another report noting the massive increase in online fraud. This time, online processor Vesta reports fraud attempts are currently running between 11 and 13 percent of all card-not-present... read more

16 Dec 21 @ 12:22

E-commerce fraud attack rates have declined 36 percent in the past 12 months, whilst 3DS transactions have grown more than 600 percent across the same period, led by uptake of... read more

27 Oct 21 @ 11:43

New data released by the payments industry self-regulatory body, Australian Payments Network (AusPayNet), has shown a slight increase in online card fraud in 2020 as the shift to online payments... read more