21 Jun 22 @ 17:10

A new study has found that the value of biometric authenticated remote mobile payments will reach $1.2 trillion globally by 2027; rising from $332 billion in 2022. This growth of... read more

19 May 22 @ 12:26

Digital wallets and account-to-account payments are growing fast – but contactless cards are currently Europe’s most popular way to pay, and will remain central to the payments mix. With fraud... read more

28 Apr 22 @ 17:38

Data from Barclaycard Payments, which processes £1 in every £3 spent on credit and debit cards in the UK, shows that many online businesses are still not fully compliant with... read more

25 Apr 22 @ 13:08

It’s been a year since every merchant across France, Germany, Italy and Spain — the EEA’s largest digital commerce markets — started complying with PSD2, but has enforcement reduced fraud... read more

04 Mar 22 @ 12:57

As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its provisions. Strong Customer Authentication (SCA) was introduced across the EU... read more

08 Feb 22 @ 10:49

Remote and contactless payments popularity with consumers grew during the pandemic, which is prompting the need for a robust digital identity infrastructure in the Payments 4.X era.1 In the connected... read more

01 Feb 22 @ 13:12

The latest version of the European Central Bank fraud report is now available. The report, Seventh report on card fraud, analyses trends in card fraud in 2019 as reported by... read more

18 Jan 22 @ 15:39

The more things change, the more they stay the same. Looking back at 2021 – which promised to be the year that the industry realised the full potential of data-driven transactions, instant... read more

07 Jan 22 @ 11:50

PSD2 introduced the need for SCA, but implementation has been a long journey and several deadline extensions reflect the low levels of market readiness and the disruptions caused by COVID-19.... read more

17 Dec 21 @ 12:04

Fraud is going off the scale. PCM outlines how well current solutions are working, and what might work better. Even before the holidays have begun, the signs are not good:... read more

19 Nov 21 @ 16:09

The pandemic accelerated the move to online shopping. With lockdown restrictions having been in place, it’s no surprise that global e-commerce grew by 25% in 2020; it’s expected to grow... read more

17 Nov 21 @ 19:55

For businesses, instant payments offer the potential to reduce late payments and improve cash flow. From a consumer perspective, payments can be made or received easily and safely in seconds.... read more

02 Nov 21 @ 12:41

E-commerce fraud attack rates have declined 36% in the past 12 months, whilst 3DS transactions have grown more than 600% across the same period, led by uptake of the new... read more

11 Oct 21 @ 09:04

The enforcement deadline for Strong Customer Authentication (SCA) has passed for most European countries and the latest data from the CMSPI Failure Rate Tracker for August 2021 suggests a European... read more

05 Oct 21 @ 13:37

Can you imagine your life without your phone? In little over a decade, smartphones have become more than just a device in our pockets. Today, they are something closer to... read more

29 Sep 21 @ 12:01

One of the key motivations behind Open Banking has been to enable the growth of alternative payment methods to cards. A new report demonstrates that the policy drivers, the industry... read more

27 Sep 21 @ 08:28

Decoupled Authentication provides a convenient way to get SCA approval with minimum effort by the merchant or the cardholder. Many use cases benefit from higher approval rate and fraud protection.... read more

08 Sep 21 @ 08:30

As the market moves away from physical EMV cards to instant mobile-first banking experiences, Antelop CEO Nicolas Bruley argues issuing banks and processors should be using a unified solution to... read more

22 Jun 21 @ 15:55

2020 was an incredibly challenging year across the globe, with a rapidly changing mix of customer demands, a volatile staffing and servicing model, and a need to drive transformation quicker... read more

04 Jun 21 @ 09:39

Payments can fail for multiple reasons. The challenge merchants face is understanding why. The best way to gain that understanding is to have access to the response codes generated by... read more