14 Aug 23 @ 15:22

On 28 June, the European Commission published plans for its third payment services directive (PSD3), the successor to 2018’s PSD2. While these plans seem sound enough, questions remain over both... read more

05 Aug 25 @ 17:13

The digital economy continues to evolve and banks face a moment of reckoning. No longer can financial institutions afford to operate as mere destinations for transactional services. The future –... read more

05 Aug 25 @ 17:07

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

14 May 25 @ 10:57

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

11 Feb 25 @ 12:01

New Year, new news. Some good news, purveyed by Ravelin, on fraud of all things. Since when is fraud news ever good news, I hear ye cry. Well, when it... read more

11 Feb 25 @ 11:17

Digital and mobile payment methods have matured globally amid heightened fraud threats, abounding technology advancement and a raft of complex compliance. With this in mind, what can we expect from... read more

10 Dec 24 @ 10:16

In previous articles on Payments Cards & Mobile we established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates... read more

14 Aug 24 @ 08:50

Europe’s banks and payment providers have plenty on their plate to manage when it comes to upcoming regulatory change, quite aside from their own reinvention and digital transformation strategies. A... read more

14 Aug 24 @ 08:44

Onboarding is a largely understated element in the noise around digitalisation. Financial providers themselves don’t tend to bemoan so-called abandonment rates in the same way as one hears about cart... read more

31 May 24 @ 14:50

Fresh off the press, Payments Cards & Mobile’s exclusive annual review of payments data covering the 33 European Economic Area (EEA) countries (27 member states plus UK, Iceland, Norway, Switzerland,... read more

21 Feb 24 @ 10:50

Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. James Wood pulls back the covers to see what’s in... read more

24 Oct 23 @ 10:44

Payments Cards & Mobile Managing Editor James Wood says Elon Musk’s ambitions for Twitter face formidable obstacles. In 1999, a then-unknown Elon Musk purchased the web domain x.com and set... read more

14 Aug 23 @ 15:14

Retail banks across the developed world are caught in the crosshairs of low profitability and rising costs. In such an environment, the last thing they might want to do is... read more

16 Feb 23 @ 14:27

First sight of European payments landscape for 23 PCM’s exclusive annual review of payments data from 33 European countries confirms the growth of online payments versus in-person, as well as... read more

29 Dec 22 @ 04:14

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more

29 Dec 22 @ 03:53

With pressure on margins in payments growing, major banks are said to be looking at how they can capitalise on the wide range of smaller institutions and clients looking for... read more

25 Aug 22 @ 11:23

As implementation of the EU’s Strong Customer Authentication (SCA) moves from a “soft” to “hard” state – that is, with liability transferring to those merchants that don’t employ SCA –... read more

26 May 22 @ 09:18

As fraud attempts and cyber-security incidents continue to rise, more and better Artificial Intelligence (AI) solutions are being touted as the solution. But does AI deliver on its promise? Two... read more

18 Aug 20 @ 12:10

It’s been more than two years since the EU launched Open Banking in January 2018. PCM asks how much has really happened since then – and where the future lies... read more