17 Oct 24 @ 12:30
Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more
08 Oct 24 @ 10:05
The financial services sector is at the forefront of a major transformation – one that moves beyond the already disruptive wave of Open Banking and into the broader ecosystem of... read more
24 Sep 24 @ 08:55
Tietoevry Banking worked with Coop Pank to bring market-leading Open Banking services to Estonia and pave the way for advanced Open Finance solutions in the future. Background: Coop Pank is... read more
12 Sep 24 @ 15:52
As fraud risk rockets and regulations tighten, customer identity and authentication management (CIAM) is top-of-mind for banks, financial services firms and insurers (BFSIs). Netcetera’s Martin Zeisel says comprehensive, properly-orchestrated CIAM... read more
06 Sep 24 @ 11:35
The Swedish payments landscape, known for its innovation and progressive stance on digital payments, continues to lead the charge in cashless transactions. The country’s payment ecosystem in 2024 is characterised... read more
14 Aug 24 @ 08:50
Europe’s banks and payment providers have plenty on their plate to manage when it comes to upcoming regulatory change, quite aside from their own reinvention and digital transformation strategies. A... read more
14 Aug 24 @ 08:44
Onboarding is a largely understated element in the noise around digitalisation. Financial providers themselves don’t tend to bemoan so-called abandonment rates in the same way as one hears about cart... read more
18 Jul 24 @ 10:09
That there is a raft of new regulation on authentication and identity management coming is not in question, but what about the impact and how banks, financial services providers and... read more
31 May 24 @ 14:50
Fresh off the press, Payments Cards & Mobile’s exclusive annual review of payments data covering the 33 European Economic Area (EEA) countries (27 member states plus UK, Iceland, Norway, Switzerland,... read more
10 May 24 @ 15:43
Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. For some time, developments in technology have been making payments... read more
15 Apr 24 @ 12:30
Adyen has published new research revealing the billions the global retail sector lost to payments fraud and fraudulent activity. Working alongside the Centre for Economic Business and Research (Cebr), Adyen... read more
21 Feb 24 @ 10:50
Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. James Wood pulls back the covers to see what’s in... read more
17 Jan 24 @ 17:59
From consumer to business payments to cross-border transactions, cash is no longer king. Brought about by the rise of smartphones, e-commerce and technology, the convenience of completing everyday banking transactions... read more
18 Dec 23 @ 17:45
In 1999, a then-unknown Elon Musk purchased the web domain x.com and set about building his vision for an internet-only bank. While said bank didn’t materialise, the site eventually morphed... read more
24 Oct 23 @ 10:44
Payments Cards & Mobile Managing Editor James Wood says Elon Musk’s ambitions for Twitter face formidable obstacles. In 1999, a then-unknown Elon Musk purchased the web domain x.com and set... read more
02 Oct 23 @ 17:07
It’s now been a few months since the European Commission (EC) published its package of proposals for the next generation of payments regulation in the EU. The proposals – which... read more
15 Sep 23 @ 14:42
Non-cash transaction volumes maintained upward momentum as consumers and businesses adopted digital payment schemes. The World Payment Report 2023 estimates suggest that from 2022 to 2027, non-cash transaction volume growth will... read more
15 Sep 23 @ 13:56
In 1999, a then-unknown Elon Musk purchased the web domain x.com and set about building his vision for an internet-only bank. While said bank didn’t materialise, the site eventually morphed... read more
14 Aug 23 @ 15:14
Retail banks across the developed world are caught in the crosshairs of low profitability and rising costs. In such an environment, the last thing they might want to do is... read more
24 Apr 23 @ 09:49
Payments Cards & Mobile’s exclusive annual review of European payments data from 33 European countries confirms the growth of online payments versus in-person, as well as the dominance of debit... read more
16 Jun 26 @ 18:17
Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more
11 Jun 26 @ 16:00
A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more
23 Jun 26 @ 18:52
The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more