13 Oct 25 @ 13:42

Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest... read more

14 May 25 @ 11:00

Cross-border payments, once a byword for inefficiency and opacity, are undergoing a structural transformation. The convergence of regulatory momentum, technological innovation, and geopolitical necessity is creating a watershed moment for... read more

14 Dec 23 @ 16:31

With the largest Asian population outside China, a swiftly-liberalising economy plus a banking sector that’s growing in dynamism, it’s no wonder international players want to get into Indonesia. James Wood... read more

14 Aug 23 @ 15:12

Two separate studies from Visa and e-wallet solutions provider STICPAY show a surge in electronic payments, and specifically payments using e-wallets on mobile devices, across Africa. However, rising rates of... read more

16 Feb 23 @ 16:21

We may be in the middle of a crypto winter, and digital assets might have lost two-thirds of their value. But that’s not stopping regulators preparing for a future crypto... read more

16 Feb 23 @ 16:07

The EU has set out the world’s first comprehensive set of rules for regulating crypto markets in its MiCA regulation. This is due to receive final approval in the coming... read more

21 Apr 22 @ 09:40

With more transactions per month, new stablecoins being launched and new regulatory frameworks coming to market in the next eighteen months, cryptocurrencies – and specifically stablecoins and Central Bank Digital... read more

16 Dec 21 @ 13:14

Another week, another report noting the massive increase in online fraud. This time, online processor Vesta reports fraud attempts are currently running between 11 and 13 percent of all card-not-present... read more

01 Apr 21 @ 13:49

Cryptocurrencies are going mainstream, despite continued talk of a bubble and crypto’s reputation as the province of libertarians, geeks and criminals. James Wood dons a fake hipster beard to find... read more

14 Oct 19 @ 08:38

It’s neither a cryptocurrency, nor does it run on blockchain. Aside from these minor points, US and European banks are steering clear of Libra, Facebook’s project for a new cryptocurrency.... read more

06 Aug 19 @ 12:20

Analysts predict the world’s economy will pivot to Asia in the next few years, with industry commentators noting astronomical growth in Chinese digital P2P and P2B systems such as WeChat... read more

01 Jun 18 @ 10:20

Regulators are increasingly using technology to improve regulatory oversight and modernise regulation. They are also using their influence to collaborate, convene and commission, so what is on the horizon for... read more

24 Nov 17 @ 15:03

The long tail of small and medium-sized businesses wags a long way down. Small merchants often make up the biggest group in an acquirer portfolio. They generate the most profit... read more

12 Oct 17 @ 09:48

FinTech firms have materially changed the basis of competition in financial services, but they have not yet changed the competitive landscape, according to a new report from the World Economic... read more

03 Aug 17 @ 06:04

The first nationally sanctioned mobile wallet solution for the United Arab Emirates has been launched. Emcredit, a fully owned subsidiary of the Dubai Economy, will launch empay, a secure mobile wallet... read more

03 Feb 17 @ 13:34

Move over Big Data. There are two new buzz words in town: ‘artificial intelligence’ and ‘machine learning’. The claims being made for these technologies are just as significant, if not... read more

23 Nov 16 @ 04:50

Following the European Banking Authority’s consultation paper on strong customer authentication, the future for operators in Europe looks uncertain. Since the introduction of 3-D Secure for card-based e-commerce payments in... read more

27 Sep 16 @ 13:30

When bank-account funded payments, real-time payments, mobile and other digital payments are actually the default way to pay in many countries, the term ‘alternative’ seems a misnomer. We examine current... read more

05 Apr 16 @ 15:45

The point of sale (POS) of the future will be more intelligent and powerful. It will also be more functionally-rich, value-adding and cloud-based. To some extent the future is already... read more

01 Oct 15 @ 08:17

Global Platform, the association which standardises the management of applications on secure chip technology, has published specifications to assist the provisioning of mobile NFC services. The system protocol discovery mechanism... read more