13 Feb 17 @ 16:51

People get themselves into a terrible tangle about trade-offs in payments. They think that if convenience is prioritised, it must be traded off against security. Likewise acceptance trades off against... read more

10 Feb 17 @ 11:24

Following the European Banking Authority’s consultation paper on strong customer authentication, the future for operators in Europe looks uncertain. Since the introduction of 3-D Secure for card-based e-commerce payments in... read more

25 Jan 17 @ 15:55

When bank-account funded payments, real-time payments, mobile and other digital payments are actually the default way to pay in many countries, the term ‘alternative’ seems a misnomer. We examine current... read more

31 Oct 16 @ 09:00

North American regulators have unveiled a new cybersecurity standard to bolster the ability of the country’s largest banks to withstand a major cyberattack, a move aimed at protecting the US... read more

01 Aug 16 @ 14:35

Apple Pay now accounts for 75% of US contactless payments and the estimated number of monthly users is up by more than 450% year-on-year, Apple CEO Tim Cook has revealed. More than... read more

27 Jun 16 @ 11:12

South Africans have shopped online, but their total e-commerce spend is only a fraction of retail spend in the country. Effective Measure, a provider of digital audience, brand and advertising... read more

01 Jun 16 @ 11:57

According to Forrester Research US e-commerce is expected to reach $373 billion in 2016. That figure will grow to more than $500 billion by 2020. The study explores the drivers of online retail... read more

29 Feb 16 @ 11:03

Innovations in FinTech have been added to the list of things the Financial Stability Board worries about by Mark Carney, head of the international group of policymakers and regulators. The governor... read more

08 Feb 16 @ 12:05

Stellar.org, a non-profit startup foundation that supports a universal financial platform, has been a part of the Fast Forward accelerator, which is funded in part by Google and BlackRock. The instant... read more

23 Dec 15 @ 12:02

Visa and MasterCard account for 69% of the 2.9 billion payment cards issued in the nine countries in the Americas, and this share continues to increase. RBR’s study reveals that... read more

09 Dec 15 @ 15:31

The 9th of December marks a significant date for interchange rates across the Europe as all EU countries align their domestic credit (0.3%) and debit card (no more than 0.2%) rates.... read more

19 Nov 15 @ 11:16

E-commerce sales in the Netherlands increased by 20.2% in September, compared to the same period last year. This growth is mostly due to the increased online sales of physical retailers, which... read more

19 Oct 15 @ 12:23

Historically, banks have dominated the entire market, but times are changing and the FinTech invaders are beginning to disrupt the space. Banks certainly have their place, but their share is... read more

05 Oct 15 @ 16:39

A new simpler way to guarantee settlement between banks of payments made through Faster Payments, the UK’s 24/7 real-time payments service, has been introduced as part of changes announced today... read more

08 Sep 15 @ 17:11

Attackers are entering networks in a bid to find the organization’s sweet spot. What can organizations do to turn the tables? While preventive techniques are necessary, they are not always... read more

15 Jul 15 @ 15:33

US credit card use appears to be growing faster than debit card use, according to a new Federal Reserve Bank of Philadelphia report. The report shows between 2007 and 2012,... read more

05 Jun 15 @ 12:34

At the Wearable World Congress in San Francisco, executives from Capital One, MasterCard and PayPal participated in an animated discussion about the future of mobile payments and explained why wearable... read more

20 Apr 15 @ 11:59

A survey conducted in the US, Canada and the UK by FICO shows that fraud is top-of-mind for consumers in the wake of high-profile data breaches. Respondents’ primary concern about payment... read more

20 Feb 15 @ 09:25

The market for banking in sub-Saharan Africa has developed slowly. The majority of people in sub-Saharan Africa (as many as three in every four) are still unbanked, meaning that their... read more

29 Oct 14 @ 12:03

The European Central Bank (ECB) has flexed its muscles in the payment systems oversight area for the first time through the exercise of new powers by identifying 4 payment systems that... read more