Showing results for 'MiCA' in Articles
181 Articles | 22 Magazines | 2 Research | 0 Whitepapers

IoT and tokenized payments – why they are so important to the growth of the industry

06 Aug 18 @ 13:22

Refrigerators, cars, watches, rings — what do all of these items have in common? They are all IoT products that are capable of connecting to the internet and completing transactions... read more

PayPal continues spending spree on Simility

22 Jun 18 @ 09:58

Having splashed out $2.2 billion on iZettle, PayPal is continuing its spending spree on new technology with the acquisition of Simility, a fraud prevention and risk management platform, for a purchase... read more

The Internet Security Threat Report 2018

30 May 18 @ 13:35

The Internet Security Threat Report notes that from the sudden spread of WannaCry and Petya/NotPetya, to the swift growth in coinminers, 2017 provided us with another reminder that digital security... read more

Anti-money laundering – blind justice or justice that turns a blind eye?

08 May 18 @ 09:33

International efforts to combat money laundering – which latterly have been closely connected with frustrating tax evasion and aggressive tax avoidance – and to staunch the supply of money to... read more

PSD2 open banking, who will use it?

29 Mar 18 @ 10:30

The first thing to be clear about is that PSD2 open banking is not the same as UK Open Banking currently live with the CAM9, although not all of them... read more

Retailer spending on AI to reach $7.3 billion by 2022

05 Feb 18 @ 16:17

A new study from has found that global retailer spending on AI will reach $7.3 billion per annum by 2022, up from an estimated $2 billion in 2018, as retailers target... read more

CORVID PayGate technology gains accreditation to deliver Faster Payments

08 Nov 17 @ 09:22

Ultra Electronics’ CORVID PayGate platform has been accredited by the Faster Payments Scheme Limited (FPSL) as technically compatible with the Faster Payments Central Infrastructure (FPS CI). This assures CORVID’s ability... read more

Beyond FinTech: An assessment of disruptive potential in financial services

23 Aug 17 @ 11:16

For years FinTech has been the hottest topic of discussion in financial services, with incumbents, regulators, and consumers all asking the same question: “Will small technology-enabled ‘FinTech’ start-ups redefine the... read more

National mobile wallet service launches in United Arab Emirates

07 Jun 17 @ 10:32

The first nationally sanctioned mobile wallet solution for the United Arab Emirates has been launched. Emcredit, a fully owned subsidiary of the Dubai Economy, will launch empay, a secure mobile wallet... read more

AI and machine learning is catching up with financial criminals

16 May 17 @ 10:29

When transaction volume goes up, banks and other financial institutions have turned to machine learning and AI to help streamline services. In the UK alone, over 72,000 payments are made by... read more

UK wasting £37 billion a year on failed Agile IT projects

05 May 17 @ 12:03

British business is set to waste an estimated £37 billion on failed Agile IT projects over the course of the next 12 months, according to a new report from independent... read more

G20 should create central bank led blockchain consortium

21 Mar 17 @ 12:48

Centre for International Governance Innovation (CIGI) has urged G20 members to take control of blockchain technology by building an international, regulatory framework. Blockchain is key for an inclusive, transparent and... read more

The payments industry authentication debate – A balance, not a trade-off

13 Feb 17 @ 16:51

People get themselves into a terrible tangle about trade-offs in payments. They think that if convenience is prioritised, it must be traded off against security. Likewise acceptance trades off against... read more

European regulator continues planned authentication shake-up

10 Feb 17 @ 11:24

Following the European Banking Authority’s consultation paper on strong customer authentication, the future for operators in Europe looks uncertain. Since the introduction of 3-D Secure for card-based e-commerce payments in... read more

When the alternative goes mainstream…

25 Jan 17 @ 15:55

When bank-account funded payments, real-time payments, mobile and other digital payments are actually the default way to pay in many countries, the term ‘alternative’ seems a misnomer. We examine current... read more

Regulators increase cybersecurity standards at biggest banks

31 Oct 16 @ 09:00

North American regulators have unveiled a new cybersecurity standard to bolster the ability of the country’s largest banks to withstand a major cyberattack, a move aimed at protecting the US... read more

Apple Pay accounts for 75% of US contactless payments

01 Aug 16 @ 14:35

Apple Pay now accounts for 75% of US contactless payments and the estimated number of monthly users is up by more than 450% year-on-year, Apple CEO Tim Cook has revealed. More than... read more

South African e-commerce market slow to ignite

27 Jun 16 @ 11:12

South Africans have shopped online, but their total e-commerce spend is only a fraction of retail spend in the country. Effective Measure, a provider of digital audience, brand and advertising... read more

US e-commerce hits new record of $373 billion

01 Jun 16 @ 11:57

According to Forrester Research US e-commerce is expected to reach $373 billion in 2016. That figure will grow to more than $500 billion by 2020. The study explores the drivers of online retail... read more

Financial Stability Board to put FinTech under the lens

29 Feb 16 @ 11:03

Innovations in FinTech have been added to the list of things the Financial Stability Board worries about by Mark Carney, head of the international group of policymakers and regulators. The governor... read more

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Wero expands merchant payments in France with Orange

06 Sep 26 @ 19:31

Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more

ECB and Brazil explore cross-border link between TIPS and Pix

06 Sep 26 @ 19:32

The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more

US Bank tests its own Stablecoin for Cross-Border Payments

10 Sep 26 @ 15:44

US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more