03 Dec 21 @ 16:09

Following a 2020 public consultation, the European Central Bank’s (ECB) Governing Council has approved a new Eurosystem oversight framework for electronic payments, schemes and arrangements. Background The PISA framework is the result... read more

29 Nov 21 @ 16:19

Decentralized Finance (DeFi) looks set to revolutionise financial services, by replacing centralised intermediaries with software running on blockchains. Decentralized Finance (DeFI) refers to the use of platforms such as Ethereum... read more

26 Nov 21 @ 12:58

The Payments Association has released new research showing how artificial intelligence (AI) and machine learning (ML) are being used in the payments, finance and banking sectors and how they may... read more

24 Nov 21 @ 13:18

A significant increase in Buy Now Pay Later (BNPL) transactions expected this Black Friday and Cyber Monday is forecast to put businesses and consumers at heightened risk of falling victim... read more

11 Nov 21 @ 11:39

Asia is the world’s consumption growth engine—miss Asia and you could miss half of the global picture, a $10 trillion consumption growth opportunity over the next decade. But Asia’s consumer markets... read more

06 Oct 21 @ 12:33

The Committee on Payments and Market Infrastructures (CPMI) and the International Organization of Securities Commissions (IOSCO) has published, for public consultation, preliminary guidance that confirms and clarifies that stablecoin arrangements... read more

14 Sep 21 @ 08:58

Payments Canada has launched Lynx, it’s new high-value payment system. Lynx is replacing the Large Value Transfer System (LVTS), which has served as Canada’s high-value payment system for over 20 years. Designated by... read more

13 Aug 21 @ 11:42

In the last eighteen months, even formerly “anti” gurus such as JP Morgan’s Jamie Dimon and Goldman Sachs’ Lloyd Blankfein have changed their tune on cryptocurrency. Having previously described the... read more

04 Aug 21 @ 12:07

The global chip shortage is causing bottlenecks in numerous industries. There is now a warning of failures in economically critical areas such as connectivity, payment systems and electronic identities –... read more

18 May 21 @ 12:41

Recently, several commentators have identified a potential Chinese central bank digital currency as a serious economic and national security threat to the United States and chastised the US government for... read more

14 May 21 @ 09:57

What a difference a year makes. Just 18 months ago, leading global bankers were describing cryptocurrencies as “a worse [bubble] than tulip bulbs” – and now Goldman Sachs has launched... read more

28 Apr 21 @ 16:18

What will the post-pandemic world look like for retail banks? With low interest rates, closed branches, increased risk of SME bankruptcies, consumer delinquencies, and eroding market share, traditional banks are... read more

02 Dec 20 @ 12:39

On October 27, 2020, the European Central Bank (ECB) issued a public consultation (Consultation) on its draft oversight framework for electronic payment instruments, schemes, and arrangements (PISA). The Consultation invites feedback on... read more

14 Oct 20 @ 08:23

The influential Financial Stability Board (FSB) has published the final version of its high-level recommendations for the regulation, supervision and oversight of Global Stablecoin (GSC) arrangements following an earlier public consultation.... read more

06 Oct 20 @ 17:10

The latest version of the World Payments Report has been released today, payment firms are being pushed rapidly into transformation, even as they handle larger transaction volumes, face increased competition... read more

05 Jun 20 @ 10:40

A new report, The state of European checkouts in 2020, offers a detailed review of the top 450 e-commerce websites in the UK, France, Germany, the Netherlands, Spain, Italy, and... read more

17 Apr 20 @ 11:34

The P2P lending economy of China was one of the biggest markets that happened to the economy as investment options diversified, and loans were made available for even those who... read more

06 Apr 20 @ 16:21

The Latin American e-commerce market in the countries selected for detailed study is worth $50 billion and is growing at a rate of 23% a year. Today, 34% of online... read more

24 Mar 20 @ 13:32

When you think of the word innovation, many different concepts and places come to mind. You may think of high-speed rail transit in Japan or Elon Musk’s Hyperloop. But, while... read more

13 Feb 20 @ 18:36

Beyond the immediate health threat, a new fraud trend has been noticed. With the widespread media attention around the coronavirus, attackers are already using the topic to bait victims into... read more