11 Jan 23 @ 13:22

The market cap of all digital assets reached $3 trillion in November 2021, a 21,000% increase since 2016. But that growth has been far from smooth and more recently the... read more

12 Dec 22 @ 12:56

Such is the volatile nature of cryptocurrencies that the market can all too easily enter one of its periodic downturns — what’s referred to as a “crypto winter.” This happened... read more

12 Dec 22 @ 11:49

Investors are reported to be pulling record levels of bitcoin from crypto exchanges as the collapse of FTX has maximised investor fears over the safety of their assets. FTX, which... read more

07 Dec 22 @ 09:50

In a recent speech, Fabio Panetta of the European Central Bank (ECB) categorized crypto as a “Wild West” investment, describing market activity as a “digital gold rush beyond state control.”... read more

11 Nov 22 @ 16:51

Yesterday we reported a bad day for crypto as one of the biggest crypto exchanges sent shock wave through the industry. Today, FTX has filed for bankruptcy protection. The company... read more

10 Nov 22 @ 17:36

It has not been a good week for Bitcoin and crypto in general as contagion fears, fed by the fall of FTX, swept across the industry. Bitcoin dropped 11% to... read more

04 Nov 22 @ 12:18

The BIS Innovation Hub is launching a new project around central bank digital currencies (CBDCs) and Decentralised Finance (DeFi) protocols as part of its 2022 work programme. Project Marianaexplores automated market... read more

19 Aug 22 @ 13:42

In Q2 2022, BLIK users completed 292 million transactions worth PLN 38.7 billion (€8.14 billion). At that time, the number of payments in traditional payment terminals was growing the fastest... read more

08 Aug 22 @ 16:26

On 20 July 2022, HM Treasury published a consultation and call for evidence on the government’s approach to reforms to the payments regulation landscape, including the systemic payments perimeter of the... read more

27 Apr 22 @ 16:41

“170 years ago Americans pushed westward across the frontier to seek their fortune in the gold rush. Greed and lawlessness turned this promised land into the Wild West, where the... read more

31 Mar 22 @ 12:36

Visa has announced it is searching for creators and entrepreneurs who want to sell their work and services using NFTs. The company began accepting applications for a one-year immersive program... read more

15 Mar 22 @ 13:19

Fabio Panetta, Member of the Executive Board of the ECB, was recently involved in a panel to discus central bank digital currencies at the US Monetary Policy Forum in New... read more

11 Mar 22 @ 11:51

Much has been made of the death of cash and more recently the decline of the ATM estate worldwide, but the industry is still expected to reach $29.89 billion by... read more

11 Mar 22 @ 10:49

The GSMA have produced the Mobile Money Regulatory Index (MMRI), a unique tool for the assessment of the effectiveness of mobile money regulatory frameworks. Mobile money provides arguably the most economically viable... read more

25 Feb 22 @ 16:21

A raft of economic sanctions have been heaped on Russian banks and oligarchs as the West promises to make Vladimir Putin pay dearly for invading Ukraine. But even with Russian... read more

26 Jan 22 @ 09:21

As contactless transactions using cards and digital wallets soar, digital acceptance via mobile, or “Tap on Mobile”, is opening up electronic payments to new merchant categories. PCM investigates the next... read more

13 Jan 22 @ 10:28

Project Helvetia, a joint initiative between The Bank for International Settlements’ Innovation Hub (BISIH) Swiss Centre, the Swiss National Bank (SNB) and the financial infrastructure operator SIX, has reached the... read more

10 Jan 22 @ 13:48

There is now some serious competitive pressure being placed on Banks to move to the new universal financial messaging standard ISO 20022. The overall shift in the payment industry to... read more

06 Jan 22 @ 12:29

I know, I know, Quantum computing is still nascent, but it’s already sparking a revolution in technology. Funding to quantum tech start-ups soared to record levels in 2021. Media interest... read more

17 Dec 21 @ 12:04

Fraud is going off the scale. PCM outlines how well current solutions are working, and what might work better. Even before the holidays have begun, the signs are not good:... read more