Showing results for 'MiCA' in Articles
169 Articles | 22 Magazines | 2 Research | 0 Whitepapers

Europe’s banking union: Why fragmented rules are blocking growth

02 Sep 25 @ 16:22

Europe’s banks are being held back by a patchwork of national rules that frustrate consolidation, stifle cross-border lending and weaken global competitiveness. That is the stark conclusion of a new... read more

Stablecoins set to capture 12% of cross-border payments by 2030

18 Aug 25 @ 12:58

Global payments are standing at a structural turning point. For decades, the movement of money across borders has been defined by legacy rails such as SWIFT messaging, prefunded accounts, and... read more

Global geopolitics: A hidden threat to a borderless fintech future

13 Aug 25 @ 10:07

Fintech’s founding promise was to dismantle the barriers of geography, time, and cost that have long constrained financial services. Digital platforms and instant connectivity heralded an era in which money... read more

PayPal and OKX partner to simplify crypto access across Europe

15 Jul 25 @ 16:10

PayPal has deepened its involvement in digital assets with a new integration into cryptocurrency exchange OKX, aiming to streamline crypto transactions across the European Economic Area (EEA). The partnership allows... read more

Bundling Debit with BNPL: The next competitive frontier

09 Jul 25 @ 13:48

The payments landscape is always evolving – now Klarna and Affirm have pivoted beyond their buy now, pay later (BNPL) foundations to offer bundled, multifunctional payment credentials. This strategic shift... read more

Regulatory gaps in high-risk industries: Lessons for payments oversight

09 Jul 25 @ 09:07

Scrutiny of US regulatory gaps in high-risk industries offers sobering lessons for the payments sector, which remains exposed to systemic weaknesses of its own. Oversight failures in sectors such as... read more

Cross-border payments: Global overhaul gathering pace

18 Jun 25 @ 11:32

Cross-border payments, once a byword for inefficiency and opacity, are undergoing a structural transformation. The convergence of regulatory momentum, technological innovation, and geopolitical necessity is creating a watershed moment for... read more

Fraud moves fast – Can Agentic AI keep pace?

12 Jun 25 @ 13:21

The fraud landscape is evolving at breakneck speed, fuelled by ever more sophisticated techniques and a growing reliance on digital channels. In response, the financial sector is undergoing a quiet... read more

Stablecoins and the Euro: Europe’s strategic crossroads in digital currency

28 May 25 @ 11:56

In the unfolding contest over the future of money, Europe faces a critical inflection point. While stablecoins are becoming more prominent as retail payment tools, their proliferation also raises significant... read more

Stablecoins and the race to modernise payments infrastructure

13 May 25 @ 14:28

The future of money is being redrawn in real time — and stablecoins are rapidly taking centre stage. In Q1 2025, Coinbase CEO Brian Armstrong captured the zeitgeist in one... read more

UK exempts foreign stablecoin issuers in crypto regulation

30 Apr 25 @ 17:03

The UK Treasury has taken a decisive step in shaping the country’s regulatory stance on digital assets, announcing that overseas stablecoin issuers will be exempt from new domestic crypto rules.... read more

Crypto clash: Why Trump’s embrace of stablecoins is rattling the EU

23 Apr 25 @ 16:39

The European financial establishment is entering open conflict with itself as anxiety mounts over a potential surge in stablecoins and American crypto influence, fuelled by US President Donald Trump’s renewed... read more

Kraken and Mastercard join forces for crypto payments in UK

16 Apr 25 @ 10:29

In a stark move for the crypto and payments industries, Kraken and Mastercard have announced a strategic partnership aimed at enabling seamless crypto payments across the UK and Europe. This... read more

Banks and fintechs scramble for position in the stablecoin race

02 Apr 25 @ 10:57

As reported by Payments Cards & Mobile late last year, a global shift is under way in the world of cross-border payments, with traditional banks and fintechs increasingly drawn into... read more

A new era of payment processing: The rise of next-gen infrastructure

05 Mar 25 @ 13:30

A new era of payment processing is on its way, driven by a new generation of technology-first payment processors that are reimagining financial infrastructure from the ground up. These next-gen... read more

7 fintech and payments trends reshaping retail banking in 2025

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

ABN AMRO on-chain trade of tokenized assets against stablecoins

30 Jan 25 @ 12:22

21X – which recently received the first ever license to operate an EU-regulated venue for the trading and settlement of tokenized securities – and ABN AMRO have completed a joint... read more

E-commerce growth forecasts for US, UK and Germany

17 Jan 25 @ 11:48

As we embark on a new year, the trajectory of global e-commerce remains a vital topic for businesses and consumers alike. By examining forecasts for the United States, the United... read more

Ripple launches RLUSD stablecoin

17 Dec 24 @ 14:45

Ripple has announced the public rollout of its US dollar-backed stablecoin, RLUSD, scheduled for Tuesday, December 17. Initially available on both the XRP Ledger (XRP) and Ethereum networks, RLUSD aims... read more

21X successfully conducts CBDC transactions with Banque de France

13 Dec 24 @ 11:01

21X, which has just received the first ever license to operate an EU-regulated venue for the trading and settlement of tokenized securities, has announced details of its participation and success... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more

Mastercard makes a decisive stablecoin move with BVNK acquisition

17 Mar 26 @ 15:04

Mastercard has agreed to acquire stablecoin infrastructure specialist BVNK in a deal worth up to $1.8 billion, marking one of the clearest signals yet that majo... more