14 May 25 @ 11:00

Cross-border payments, once a byword for inefficiency and opacity, are undergoing a structural transformation. The convergence of regulatory momentum, technological innovation, and geopolitical necessity is creating a watershed moment for... read more

24 Mar 25 @ 10:23

2025 will be the year cross-border payments come into their own. As instant payments become a household item, increased global commerce, initiatives and mandates spell great leaps for payments across... read more

10 Dec 24 @ 10:55

It’s fair to say that instant payments in the US is a complex playground given the hugely diverse and expansive network of regional, national and international institutions. When the RTP... read more

10 Dec 24 @ 10:53

As far as non-card payments go, we all know how much data has to offer. In a separate and ongoing dialogue, we talk about what AI has to offer. Combining... read more

10 Dec 24 @ 10:21

A whole plethora of data and regulation is being enacted or due to be put into place in the UK and Europe to shore up overall digital resilience, and rightly... read more

10 Dec 24 @ 10:16

In previous articles on Payments Cards & Mobile we established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates... read more

22 Oct 24 @ 14:10

Open banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

22 Oct 24 @ 14:08

European payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon as... read more

22 Oct 24 @ 14:04

In the labyrinth of news about AI, payments transformation and regulation, much of it can feel generic. When it comes to payments, where are payment providers and banks directing their... read more

22 Oct 24 @ 14:01

Once again, the B2B space is providing a hotbed for payments activity and innovation, being in this instance the hook for which cross border payments are to flourish extensively. Cross... read more

27 Oct 21 @ 11:41

A new study has found the transaction value of instant payments will exceed $27.7 trillion in 2026, from just $4.8 trillion in 2021. The research identified that this extraordinary growth... read more

23 Dec 20 @ 11:13

Last year the European Central Bank said that it welcomed the European Payments Initiative (EPI), an initiative by some of Europe’s top banks to explore the development of a “rival... read more

18 Aug 20 @ 12:08

Major venture capital firms have invested heavily in new FinTech solutions that promise faster, cheaper international transaction clearing and settlement. But significant challenges remain before faster payments go global. PCM... read more

01 Feb 18 @ 11:15

November 2017 saw the launch of instant payment systems in the US and Europe. PCM looks at the barriers and enablers to real-time payments, and how organisations can position themselves... read more

04 Apr 16 @ 08:08

by Joyrene Thomas Consumer-facing technology brands have done much to reset customer expectations around speed, but also convenience, value and choice. Consumers can send and receive e-mail across the globe... read more

01 Oct 15 @ 08:11

Real-time cross-border payments, indeed real-time banking, may soon become a reality, following the efforts of a new payments industry group. The ISO Real-Time Payments Group (RTPG) published its first draft... read more

02 Oct 14 @ 14:46

Federal Reserve banks in the US are moving ahead with plans to implement a faster payments system. The Federal Reserve banks are planning to publish a roadmap in the coming... read more