14 Jan 25 @ 15:28

In the labyrinth of news about AI, payments transformation and regulation, much of it can feel generic. When it comes to payments, where are payment providers and banks directing their... read more

13 Jan 25 @ 19:27

European instant payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon... read more

08 Jan 25 @ 16:51

Open Banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

03 Dec 24 @ 14:27

As the global economy grows increasingly interconnected, cross-border payments have become a critical area of focus. Yet, as pointed out before by Payments Cards & Mobile, challenges such as high... read more

18 Nov 24 @ 13:48

The clock is ticking for European banks as the EU’s mandatory instant payment regulations approach, but a recent survey by transaction data management specialist Intix reveals a worrying lack of... read more

08 Nov 24 @ 15:49

The Euro Banking Association (EBA) has recently published findings from its survey on cross-border payments, exploring challenges and potential enhancements across the European payments landscape. This survey, conducted in Q2... read more

07 Nov 24 @ 11:59

A new study from FIS outlines why instant payments will herald a second revolution in digital finance. In the report, FIS explain how banks can best modernise their payment systems... read more

30 Oct 24 @ 10:44

In a new study published recently, we explain how explosive growth in instant payments will create both risk for banks, as well as opportunities for new products and services. However, banking systems need... read more

29 Oct 24 @ 16:06

In a ground breaking move for African banking, Standard Bank, the continent’s largest bank by assets, has announced a partnership with Volante Technologies to advance payment modernisation across Africa. This... read more

23 Oct 24 @ 10:00

Explosive growth over the next five years will see instant payments constitute more than 30% of all transactions by 2030. While this creates risks and challenges for banks, there are also exciting... read more

17 Oct 24 @ 12:30

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more

09 Oct 24 @ 15:51

A new report from FIS argues that the current shift to instant payments – set to total more than one in three transactions by 2030 – represents the start of a... read more

11 Sep 24 @ 12:22

The integration of AI into the payments industry is no longer a futuristic concept; it’s a transformative reality actively reshaping how transactions are conducted, streamlined, and secured. With the global... read more

07 Aug 24 @ 12:26

At EBAday 2024, Wim Grosemans, Global Head of Product Management Payments and Receivables at BNP Paribas, provided insights into the evolving commercial payments market. The discussion highlighted the significant transformations... read more

01 Aug 24 @ 10:29

In an era where immediacy is paramount, the 2024 Instant Payments Report by the U.S. Faster Payments Council (FPC) and Finzly provides a comprehensive analysis of the state of instant... read more

01 Jul 24 @ 11:54

The Bank for International Settlements (BIS) have announced that they have completed the comprehensive blueprint for phase three of Project Nexus, which will allow ready participants to work towards the next... read more

28 Jun 24 @ 12:00

At the recent EBAday in Lisbon, Portugal there was an interesting roundtable where Sulabh Agarwal, global head of payments at Accenture spoke with Simon McConnell, European clearing head, treasury and... read more

06 Jun 24 @ 11:18

In a world where every tap, swipe, and click seems to enable the seamless transfer of funds, a new player has emerged on the payment scene. Poised to shake things... read more

15 Jan 24 @ 16:20

The U.S. Faster Payments Council (FPC), has published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World. This new report builds on the FPC’s... read more

18 Sep 23 @ 14:50

In May 2023, the European Commission published a draft proposal to mandate the use of instant payments for all Euro transactions between member states into and out of the Euro... read more