07 Dec 22 @ 09:50

In a recent speech, Fabio Panetta of the European Central Bank (ECB) categorized crypto as a “Wild West” investment, describing market activity as a “digital gold rush beyond state control.”... read more

05 Dec 22 @ 18:14

On October 26, 2022 a proposal for a Regulation amending Regulations (EU) no 260/2012 (SEPA Regulation) and (EU) 2021/1230 (Cross-border Payments Regulation or CBPR2) as regards instant credit transfer in... read more

01 Dec 22 @ 13:00

The value of bitcoin peaked at $69,000 in November 2021 before falling to $17,000 by mid-June 2022. Since then, the value has fluctuated around $20,000. For bitcoin proponents, the seeming... read more

15 Nov 22 @ 17:28

The Covid-19 pandemic had a significant impact on people’s payment habits, with cash use falling significantly, and by more than other payment types. This has led to some concerns that... read more

14 Nov 22 @ 16:19

29 Spanish banks have shared their plans to pilot digital euro payments during a Proof of Concept that they hope to implement this year. The banks, including BBVA, Sabadell, Santander, ING... read more

30 Oct 22 @ 14:24

Swift says it has worked extensively with its global community to prepare for the start of the ISO 20022 migration for cross-border payments and reporting (CBPR+). Since August, all required... read more

10 Oct 22 @ 15:20

Research conducted by Celent has revealed that, in response to commercial pressures and changing scheme and regulatory requirements, payments processing is transforming from a commodity to a business, creating compelling... read more

01 Jul 22 @ 13:22

Estonia, Latvia and Lithuania may be located at the far eastern edge of Europe, but together they are situated firmly at the epicentre of cutting-edge payment innovation for the whole... read more

26 May 22 @ 16:07

Wall Street and its bankers have come out all guns blazing in an argument with the Federal Reserve saying that launching its own digital dollar could crack the foundations of... read more

27 Apr 22 @ 16:41

“170 years ago Americans pushed westward across the frontier to seek their fortune in the gold rush. Greed and lawlessness turned this promised land into the Wild West, where the... read more

25 Apr 22 @ 13:08

It’s been a year since every merchant across France, Germany, Italy and Spain — the EEA’s largest digital commerce markets — started complying with PSD2, but has enforcement reduced fraud... read more

13 Apr 22 @ 16:41

Whether it’s global warming, resource depletion or the rapid exclusion of populations and communities from resources, our planet is in crisis. In a new white paper, we outline the pressures... read more

01 Apr 22 @ 11:33

Whether it’s global warming, resource depletion or the rapid exclusion of populations and communities from resources, our planet is in crisis. In a new white paper, we outline the pressures... read more

17 Mar 22 @ 17:23

The Central Bank of Brazil (BCB) has announced plans to start a pilot program of a central bank digital currency (CBDC). In September, the BCB told the Brazilian Senate that it planned... read more

15 Mar 22 @ 13:19

Fabio Panetta, Member of the Executive Board of the ECB, was recently involved in a panel to discus central bank digital currencies at the US Monetary Policy Forum in New... read more

14 Mar 22 @ 13:22

Russia’s attack on Ukraine and the resulting economic sanctions have already impacted European banking in several ways, many of which are indirect. One potential impact is in the form of... read more

23 Feb 22 @ 13:04

Just as the European banking sector started to see some attractive tail winds pushing it along, the first since the crisis in 2008, Europe is now on the brink of... read more

01 Feb 22 @ 13:12

The latest version of the European Central Bank fraud report is now available. The report, Seventh report on card fraud, analyses trends in card fraud in 2019 as reported by... read more

26 Jan 22 @ 16:35

Launched in 2009 as a key pillar of the Single Euro Payments Area, SEPA Direct Debit (SDD) is an EU initiative that aims to make cross-border direct debits in Europe... read more

17 Nov 21 @ 12:28

The planned European Payments Initiative a pan-European payments network backed by 22 banks which aims to set up as serious competition to Mastercard and Visa has launched an official appealed... read more